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MoneySaving polls

Archives for January 2008

Money Moral Dilemma: Should Angie share her MEAF money with Den?
Here's this week's hypothetical situation for you to cogitate on: Should Angie share her MEAF money with Den? Den and Angie were married for 17 years, until Den skipped off with their treasured poodle Roly. As they moved from pub to pub, they’ve had a lot of mortgages and Angie being a MoneySaver has been doing her MEAF…
Bank Charges: Fine v Payout Poll
Bank Charges Poll: Fine v Payout. During the Bank Charges Test Case HBOS’s lawyer said customers prefer a payment to be made even if it means a bank charges them a fee. The Office of Fair Trading disagreed, saying it believes customers would prefer the payment not to be made, giving them a chance to make alternative…
Bank Charges: Fine V Payout poll discussion
Poll Started 29 Jan 2008: Bank Charges Poll: Fine v Payout. During the Bank Charges Test Case HBOS’s lawyer said customers prefer a payment to be made even if it means a bank charges them a fee. The Office of Fair Trading disagreed, saying it believes customers would prefer the payment not to be made, giving a chance to…
'Will house prices crash in 2008?' Poll Results & Discussion
House Prices Poll Result. Massive 30% sentiment swing toward house prices dropping! There’s been a massive shift in what people think will happen to house prices over the next year since since I ran this poll six months ago. Total Voters: 10,844 this time (9.811) Average Sentiment. House prices to drop 5.5% over the next…
MONEY MORAL DILEMMA: Should Tyrone take Jack's car?
Here's this week's hypothetical situation for you to cogitate on: Should Tyrone take Jack's car? Best pals Jack, Vera, Tyrone and Kirk hold a monthly poker night, where they get together for a few beers and a friendly flutter. This week, however, the drinks have been flowing, and the game starts getting out of control.…
MONEY MORAL DILEMMA: Should Bob get a lodger?
Here's this week's hypothetical situation for you to cogitate on: Should Bob get a lodger? Bob lives in a three bedroom house with his teenage daughters Fifi, Peaches and Pixie. With £20,000 of debt, he's caught in a rat trap and decides a frugal lifestyle just isn't enough to clear what he owes; the only solution is to…
'Are cheap chicks chic?' Poll discussion & results
Poll between 14-21 January 2008: Are cheap chicks chic? A collection of TV chefs, including Jamie Oliver and Hugh Fearnley Whittingstall are campaigning about the poor way our chickens are kept. Yet this helps keep prices down. Which of the following is closest to your view? A. Keep it cheap. Regardless of the chickens’…
MONEY MORAL DILEMMA: Should Ken ‘save’ Deidre’s kids from being taken into care?
Here's this week's hypothetical situation for you to cogitate on: Should Ken ‘save’ Deidre’s kids from being taken into care? Arriving at the local cash machine, Ken gets stopped by a panicky young woman who’s leaving the ATM in tears. She says her name’s Deidre, and asks Ken to help her out with £10; she’s run out of…
Do you spend more than you earn? poll results & discussion
Poll ran between 07-14 Jan 08: The core assessment of anyone's finances is finding out do you spend more than you earn? The free Budget Planner tells you exactly that and was last week downloaded by over 30,000 people. What was your initial result (before you started planning any cut-backs)? A. Spend MORE than earn by over…
MONEY MORAL DILEMMA: Should Britney sell her blood?
Here's this week's hypothetical situation for you to cogitate on: Should Britney sell her blood? Since the age of 18, Britney has donated blood every six months at her local hospital. Unfortunately, due to a costly divorce and the collapse of her business, her debts have pilled up and although she now has two jobs, cut…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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