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MoneySaving polls
Archives for June 2007
Discussion List
MONEY MORAL DILEMMA: Should Paris split her winnings with Nicole?
Here's this week's hypothetical situation for you to cogitate on: Should Paris split her winnings with Nicole? Having left her wallet at the office on Friday night, Paris asked neighbour Nicole to lend her £20 to tide her over the weekend, with full intentions to pay back on Monday evening. After picking up food from her…
Should the UK ditch the pound and adopt the Euro ? Poll Discussion
As the debate over the reintroduction of a form of new consitution for Europe hots up; let's return to the old chestnut of the Euro. It's been in place for five years years now, and many people have held the notes in their hands while travelling through Europe. So should the UK ditch the pound and adopt the Euro? A. Yes B.…
Would you go for short term cash? Poll Discussion
Would you go for short term cash? Imagine you've just won a bank's competition (hopefully without having to dial a premium rate!). You're offered a choice of prizes all with a cast iron guarantee that it'll be paid out. Which of the following options would you pick? £10,000 in cash now £15,000 paid to you in 6 months…
MONEY MORAL DILEMMA: Should super-rich Aristotle still buy bargain bin food?
Here's this week's hypothetical situation for you to cogitate on: Should super-rich Aristotle still buy bargain bin food? Aristotle O'Plenty has always been a MoneySaver. Yet recently he's come into his family inheritance worth billions of pounds. When off to his local supermarket, he's one of many grabbing at the bargain…
Would you apply for a card you despise? Poll Discussion
There's a best credit card on the market (head and shoulders above all others) which pays the most cashback for those who are debt free, and has the best balance transfer deal for those in debt. Yet it's branded with your favourite football team's rival/the Masters of Foxhounds association/the League Against Cruel Sports…
Money Moral Dilemma
Here's this week's hypothetical situation for you to cogitate on: Should Gulliver allow bribes to Lilliput? Gulliver's been the President of Anblica, a well run democratic country, for many years. Some of its major companies have been doing deals with Lilliput, a far away country whose huge wealth comes from Gold mines. In…
MONEY MORAL DILEMMA: What should Homer & Marge do about the loss of Sky?
Here's this week's hypothetical situation for you to cogitate on: What should Homer & Marge do about the loss of Sky? Homer & Marge recently completed an extension to the back of their house to accommodate Marge’s homeless sisters, Selma and Patty. Unfortunately as the extension was built, their neighbours Apu, Barney, Ned…
Did you move your Tessa money? Poll discussion
Did you move your Tessa money into a Toisa/Cash ISA (ie when your Tessa matured did you keep it tax free) and if so have you moved it since you originally put it there (read more about Toisas and how to increase the interest)? A. Not got any money in a Toisa B. Got my Toisa, but haven't moved it since I put it there C. Got…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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