We’d like to remind Forumites to please avoid political debate on the Forum.
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Loans
Archives for April 2022
Discussion List
Provident Claim Portal
I have been gong through the Provident Claim Portal to try and claim back some money for my Mum. I received an email today which says 'Your estimated Total Compensation Value is: £144.66 to £217.00.
This is calculated as £3616.59 x 4 to 6 pence in the pound = £144.66 to £217.00. This seems a very small amount. Also there…
Student Finance Loans repayment
Hello, I'm graduating this year with circa 40K in cash and an additional 10K in LISA stocks and shares. I have a job lined up where I will start on 28k and in 3/4 years will be on 50k. It is the public sector, so I don't expect my salary to rise much above 50k in the long term. £50K from parents/grandparents and working,…
With the difference in terms and charges, should post-graduate loans be paid off if possible?
My adult offspring have both used student finance loans to cover the fees for their Masters in the past few years. I know that the advise is generally not to repay their under-graduate loans, but I believe the terms of the post-grad student finance are different and so I am not sure if the same advise applies or even…
House Loan advice please
I'm retired (66) and I would like to move from my flat to a bungalow, I don't have a massive amount to buy a bungalow at their price, but I can put savings into it, and rather than skint myself I would like a loan of about 20k to reach a target price. I can repay a loan of up to about 20k over 10 years, or less, with my…
Loans at 2.7/2.8 % APR
Hello, I m looking for a loan of 14000 over 60 months, and having looked at ML's section on loans some are advertised at the low APR rates, but why is it that they are only offered to 51% of applicants. ? I've tried applying for a couple but never get the advertised rate.
Take a loan at 2.8% and use it to invest
I have been approved for a home improvement loan at 2.8% for 4 years which I plan to use in the next 12-24 months, drive way, internal re-decoration etc. In the mean time is it worth taking this and use it to invest in the stock market. I keep getting emails from reputable companies with headings such as "waiting for the…
Provident Group
I received my letter of settlement from Provident Group, which breaks down as follows Loan Info Initial Loan £600 (affordable) Subsequent loans X9 (unaffordable) - total value £4K Outstanding balance - £1000 (three loans - which I was not aware of) Outcome Payout - £0 Outstanding balance - Cleared Now I am not sure why I…
Confirm your email address to Create Threads and Reply
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
