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Loans
Archives for November 2021
Discussion List
Credit spring
Ok I know how they work and I know by using them I can boost my credit rating even more. I am supposed to make a £5 payment on 4th November and on 4th November I can get my first £100 but checking today I have this message. “ We are still processing your recent repayment, it will appear on your account up to 24 hours after…
What do I do?!
Hi, I have £15,500 owing on two 0% credit cards. I BT these every time the full payment is required and pay 1% off each month, about £80 (but I pay £100 off each) that’s £200 per month. Should I keep paying £200 per month forever or consolidate in to a loan, pay £280 per month, and be debt free in 5 years?!
Loans for Students
Hi , My daughter is full time Uni and works PT in NEXT and is trying to get a loan of £750 to £1000 for a car however can't seem to be accepted. How can she do this ?
Student Loan Repayment on Company Sale Award
Hi, This is my first post and it's about a bit of an unusual scenario so I'm hoping it's in the right place. I currently don't automatically repay any of my plan 2 student loan as my salary is below the repayment threshold. A couple of years ago, my employer awarded me a number of units in an "Employee Benefit Trust' which…
How to avoid the 58 days interest being added to the early settlement of a loan???
So in May of this year I took a loan from Admiral for £8000 over 4 years 16.3APR £223 per month payments. Since then my credit file has improved and I can get loan at much more reasonable rate. I would like to pay off the remaining Admiral loan by using a lower interest loan of £7500. I could reduce my interest payments by…
Credit Agreement - Cooling Off Period
Apologies, not sure if this is the right forum but looked like the closest fit! I took out a new phone contract with Virgin at the weekend which involved a new credit agreement for the handset. Despite taking my address details as part of the credit agreement (and sending the settlement for my old contract to the correct…
Student Loans charged interest based on previous tax year
I would appreciate some feedback / financial support in regards to paying interest on a Plan2 loan based off previous tax year. The remaining of my student loans which was a large chunk was settled in full December 2020. I was charged an additional £500+ which I've now been told is because of the below response from SLC…
British Forces Posted Overseas
Hi there, Does anyone know of anywhere that may accept a loan for a British Forces personnel posted overseas? We're posted in the USA and the main issue we've been having is that we have a US based mobile number, however we could get access to a British number if needed. When we've been enquiring further with a couple,…
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