Ok I know how they work and I know by using them I can boost my credit rating even more. I am supposed to make a £5 payment on 4th November and on 4th November I can get my first £100 but checking today I have this message. “ We are still processing your recent repayment, it will appear on your account up to 24 hours after…
Hi, I have £15,500 owing on two 0% credit cards. I BT these every time the full payment is required and pay 1% off each month, about £80 (but I pay £100 off each) that’s £200 per month. Should I keep paying £200 per month forever or consolidate in to a loan, pay £280 per month, and be debt free in 5 years?!
Hi , My daughter is full time Uni and works PT in NEXT and is trying to get a loan of £750 to £1000 for a car however can't seem to be accepted. How can she do this ?
Hi, This is my first post and it's about a bit of an unusual scenario so I'm hoping it's in the right place. I currently don't automatically repay any of my plan 2 student loan as my salary is below the repayment threshold. A couple of years ago, my employer awarded me a number of units in an "Employee Benefit Trust' which…
So in May of this year I took a loan from Admiral for £8000 over 4 years 16.3APR £223 per month payments. Since then my credit file has improved and I can get loan at much more reasonable rate. I would like to pay off the remaining Admiral loan by using a lower interest loan of £7500. I could reduce my interest payments by…
Apologies, not sure if this is the right forum but looked like the closest fit! I took out a new phone contract with Virgin at the weekend which involved a new credit agreement for the handset. Despite taking my address details as part of the credit agreement (and sending the settlement for my old contract to the correct…
I would appreciate some feedback / financial support in regards to paying interest on a Plan2 loan based off previous tax year. The remaining of my student loans which was a large chunk was settled in full December 2020. I was charged an additional £500+ which I've now been told is because of the below response from SLC…
Hi there, Does anyone know of anywhere that may accept a loan for a British Forces personnel posted overseas? We're posted in the USA and the main issue we've been having is that we have a US based mobile number, however we could get access to a British number if needed. When we've been enquiring further with a couple,…
Nearly 4,000 people have signed a petition calling on Nationwide – a building society owned by its customers, who are known as members – to let them vote on its decision to buy rival lender Virgin Money.
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, will shut at least 177 of their bank branches in 2024 and 2025, the Group has confirmed.
If you've got debt on a Barclaycard, it's likely the minimum you have to repay each month will be cut from July. If you're unaware, and don't act, you could stay in debt for many years longer and pay possibly £1,000s more in interest.
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 100 of their bank branches in 2024/25, after RBS announced a further 18 closures.
The building society has today agreed to a potential takeover of the high street bank – though it's still very early days and the deal needs regulatory approval.
If you got a text message or email from the Metropolitan Police between 4pm and 6pm on Wednesday 17 April – or you get a letter in the next few days – don't ignore it.
Many of us regularly reach for a cup of coffee or tea to give us a caffeine boost, but if you’re out and about and can't bring a thermos from home, the cost of this can quickly mount up.
If you have a Chase current account, you may be able to get a table-topping 5.1% easy-access savings rate to go with it, as the bank has launched a new, temporary bonus offer for some existing customers.
The tool was first promised to MoneySavingExpert.com founder Martin Lewis on ITV's The Martin Lewis Money Show Live last summer and was expected to launch before the end of the 2023/24 financial year.
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