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Boston
Hoping someone on here can help. I took a loan out about 20 years ago with a company called Boston Finance. they were later bought by Abbey national. I have been trying to contact them with no success because I had a standing order that was paid for 20 years which was way more than the original loan which was for £200. I…
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Unexpected bill
I have an unexpected bill to pay and I don’t where to start. Increase my overdraft? Try and take out a loan? Try applying for credit card? Which is the best thing for me to do when it comes to cost? The bill is almost £4000. Any advice welcome!
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Debt consolidation... but lots of it.
Hi, new here and looking for a bit of advice before I look into a financial advisor or something. I’m basically in a decent amount of debt... to the tune of about £50k. This breaks down as... Credit card - £7000 Loan - £10500 Owe family (borrowed as house deposit) - £18000 Then my partners credit cards - £12000 (or so?) We…
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Barclays Loans and balance transfers
Do Barclays accept loans to be paid off with credit cards? I can’t find this information anywhere. I’m aware that not all banks allow this.
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Help with credit card consolidation needed
Hi all, I am trying to work out how to best get my credit card repayments in order. I have quite a large credit card with Barclays and another small one with First Direct. I want to consolidate them as the interest is becoming large (I have done 0% interest transfers in the past) and have been looking at loans. I did a…
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Better Bathrooms and Finance
We placed an order with the now defunct Better Bathrooms 3 weeks ago (just over £1k) using their 10 month 0% option. We heard nothing until 28th Feb when emails started arriving informing us one item worth £22.99 had been fulfilled and despatched with the full delivery charge of £34.95 - so far this has not arrived. Emails…
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Student Loan (ooold old ones) query
Question: How much are the monthly payments (or how can I work this out) for a _pre-1998_ loan? I can't find a single online source anywhere. They're all for the newer Plan 1 and Plan 2 types. Reason is that I could get a bit of overtime, but this would push me over the threshold by a tiny amount. If this results in me…
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Debt consolidation question
When I'm applying for a loan it asks what the loan is for. If I select it's for debt consolidation will they reject me as I'm basically saying I'm in debt so why would they want to loan me the money in the first place Or should I just put it's for a new car instead?
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Only 20% MSE acceptance chance
I'm trying to get a loan on low interest to pay off £5500 onto my credit cards and a drafty account I have But I'm only showing as title says Should I apply or is it pointless? Would be a big help for me if accepted as I'd only be paying £300 interest on the loan at £165 a month I'm currently paying that on my drafty…
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I wanna pay off Nat west loan with credit card
Can I pay off a £3000 personal loan with a credit card?
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Coast/welcome secured loan
Hello all - I really hope someone can put some light in a confusing situation. We took out a secured loan with Welcome in 2007, unfortunately due to several changes in circumstances we had to lower our payments which was agreed. We then received contact from Coast due to welcome collapsing and have carried on paying the…
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Loan Query
Hi everyone, I am about to apply for a personal loan of £12,000 paying 2.8% APR. Me and my partner are paying off our wedding plsu the honeymoon which would leave us around £4,000 left which we intend to use on our house in the near future. I just wanted to ask if anyone has any advice on the £4,000 we have left sitting…
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Can I reclaim interest on a (techincally) mis-sold loan?
So 2.5 years ago i took a total of £21,200 in the form or two unsecured loans from Barclays. First point is that at the time i took them out i was 22, married and had a newborn. When i was in branch i was given a preliminary rate of 24.9% (barbaric) so i initially said no, but after talking for a while the adviser said…
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tqc1422
Hi just really confused, could someone please help. took loan out with firstplus which then changed to Elderbridge and now Optimum. Payments are sky high and really struggling to pay back now. Where can I get help from?
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Loans & GDPR
I don't know if this is the right place to ask. I'm working on improving my credit file and when I checked today I noticed that a payday lender (yes, I know and I don't use them anymore!) whose loan I paid off over 2 years ago has done a search on my credit file. Can I ask for the right to be forgotten under GDPR now that…
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Loans taken out by a 3rd party in name of person sectioned under Mental Health Act
Hi-- I have posted some of this information elsewhere on MSE forums but haven't had much response, so I'm reposting it here in the hope that someone can advise me please. A relative of mine was sectioned under the Mental Health Act in September. Her partner at the time had her bank cards, etc and took out various loans in…
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Secured loan for 70 year old pensioners
My husband and I are 70 years old. We own a house which has been valued at £475,000. We have purchased a 2-acre site in a village and have all consents in place and the builders are due to start work next week. In order to buy the land and build the house, we cashed in all our pensions. Once we have sold and completed the…
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Amego loans urgent help.
Hi all, great site. My wife a few month ago became a guarantor for my sons girlfriend, to the tune of £8000, this caused a massive argument as you can imagine as she did it behind my back. Now you know whats coming just as i did. Only a few month later they had a bad break up, and now we know just how evil she is. She…
