Loans

Discussion List

• Credit card consolidation - are my sums right?

  Hi all, I'm new but hopefully someone could tell me I'm along the right lines? I have the following credit card debts: BARCLAYCARD - £9,601.86, 18.9%APR £250 P/M HSBC CREDIT CARD - £2,877.89 19.9% APR £80 P/M AMEX PLATINUM - £625.42 19% APR £25 P/M Total balance: £13,105.17 Total interest: £6,034.00 Total: £19,139.17 Total…

• Getting A Loan To Improve Credit Score

  Hey guys, I notice in Martin's email today that Sainsbury's are offer a 2.7% interest loan. I'm curious as to whether you'd recommend taking out a 12 month loan and paying it back. I have been lucky enough to never really need a loan for anything (except student loans) so my credit history is fairly empty except for two…

• Strange Loan Application problems

  Hi there all! So, i am currently at my witts end. Lately i have been trying to apply for a loan and it has been a complete nightmare. I'll start from the start. Last year we moved house; shortly after we decided to apply for a loan with Santander. The loan got declined, i shrugged it off and decided to investigate a little…

• Which credit unions offer postgraduate loans?

  The purpose of the loan is to pay for a degree that starts in May - student loans company receives applications in June.

• Debt Payment

  Dear all, I have debts totalling almost £20K. I have re-mortgaged my house for an overall better deal and added on the £20K in a bid to pay off the debts. The debts are with debt recovery companies and would it be advisable to offer to settle the debt at an acceptable percentage say 60%. Will this affect my already poor…

• Advice on finance payments that were never taken

  hi everyone, I'm after some financial/legal advice please :) I bought a table from a large homeware company in Dec and paid a deposit in store I set up a 6 month finance agreement to repay the remainder, 4 payments should have been paid to date. Without a doubt they are meant to be taking the money from my account, I'm not…

• Loan and credit card after separation

  Hey all, I am hoping someone can put me straight and offer some advice on the issue i'm facing with debts and separation. My wife and I are separating, we have worked out all our outgoings and can afford to separate and live separately. The issue I have is that I have a loan that is in my name for 10000 pounds. I took this…