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Loans
Discussion List
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has anyone had a loan with an old default?
Hey guys, I'm wanting to get a £5000 loan from my bank but I have a default on my credit file. It is 3 and a half years old and for the meagre amount of £212. I have tried in vain to persuade Vodafone to remove it but since it was put on correctly they won't budge. Just wanting people's advice on whether HSBC would give me…
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Refinance full loan to cover other or partial loan at great rate?
Is it better to refinance an existing loan completel at a slightly better rate, or refinance part of an existing loan at a much better rate? I have a £25k loan with HSBC at 6.8% over 60 months which is exactly what I needed. I have paid 10 installments without missing any payments (yay) and have a "Fair" credit rating at…
