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Tie up finances before leaving the country
Hello all, i hope you can help. I plan to leave the UK on what will hopefully be a permanent basis in 12 months time. I currently have an overdraft and an unsecured graduate loan. I am in process of paying back my overdraft and this will be sorted in full prior to my leaving. My loan however has 2 years left of its…
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pleeeeeeeease help!!
please accept my apologies if tis is the etiquette meant for this kind of thing but I'm at the end of my tether with Nationwide and need some advice! my younger sister needed a loan last year to buy a car to start her job that included a fair commute back and forth each day. she decided to go with Nationwide as she banks…
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Regarding Wageday Advance Payday Loan ?
Hello Everyone ! I had some personal problems , after lot of thinking i had to go for payday loans and then i applied online with Wageday Advance ,i filled the application form , signed the contact online , then they said it will take few hours for them to contact me whether i have been approved or not , it was more than 1…
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How do I fix an incorrect experian entry?
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Welcome Finance car loan - advice?
I'm hoping someone can help me out here, I'm not very good at all things money... In July 2008 I took out a Hire Purchase car loan with Welcome Finance. It was a 4-year-loan so I only have another 10 months outstanding. The monthly cost is £375. I am self-employed but have recently suffered badly. I carried on making the…
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Repaid 1000's and 1000's left to pay?
I took out a loan for £7500 with GE Money in 2006. Worst decision of my life!!!! I started struggling to pay in 2008 and although I was honest and open about this from the outset and continued to pay as much as I possibly could every month (never paid less than £65, but should have been paying £160), GE refused to…
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Natwest Loan & Overdraft HELP..!
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First Credit Check Failed...... help
Hello Long time lurker here needing some advice. To start my history. I have over 10K in savings as i'm saving for a house deposit. By the end of the year I will have 15K towards this. I have had a credit card with a £3000 limit for over a year and pay off my spenditure in full every month. I save £550 a month from my…
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Large gift from parents
Hi...i am new to this site so please bear with me. I am curious to find out if a £120,000 can be given to me from my parents as a loan instead of a gift. Would i then be exempt from the 7 year rule ?
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Quick Quid....Thoughts?
Hi all! Haven't posted on here for a while so here goes! I am struggling a bit this month to pay bills due to not having a job. I have just got a temporary role and I started today so I am happy about that. There is no way I can borrow any money from anymore family members so I am thinking of turning to quick quid? Do they…
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What's an unflat loan?
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Cheque Centre loan
Hi all, Just a query - I've had a phonecall today from the cheque centre saying that a colleague has used my name as a reference. What does this mean? They wanted to speak to her (she's on annual leave) or contact her by mobile. I know she's in a lot of debt but I hope this does not link to me somehow or that they start to…
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1monthloan Refuse Request to Coomunicate in Writing Only
Hello all, Now this is not a debate about why I ended up with these loans but the fact is it happened and I am waiting for enough funds to become available to go into bankrupsy. Anyway I digress, so I have been receiving multiple calls sometimes on a daily basis to a supplied work number. I made many requests to have this…
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Loan refused - Should I appeal?
Hi all, I applied for a personal loan with Santander recently and was declined. I have been offered the chance to appeal and was wondering if it would be worth it given my circumstances. I have a current account, credit card and ISA all with Santander. My current account has a £1,900 overdraft which I haven't yet paid off…
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10K Loan - Early Repayment Charge(s)
Hi All I'm looking to borrow 10K to fund the completion of our home renovation, and can comfortably afford the (approx - based on a 14% rate) £350/month repayments on a 3yr loan. However, here's the bit I'm a little confused with. I will be making a lump sum payment towards this loan in Mar 2012, (and again in Mar 2013),…
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Secured loan - help!
A friend asked me to look at some paperwork for a secured loan she has applied for. She applied through a broker she found on moneysupermarket. My friend was under the impression that the broker is claiming their fee and costs from the lender and so it is not costing her anything to set the loan up. However looking at the…
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Need advice regarding debt I have in another country??(IRELAND)
Hi there, Just wondering if anyone would be able to advise me? I used to live in Dublin Ireland and whilst I was there I got a loan for 10,000 euro with the bank of ireland, I was young and travelling at the time and was very silly, I spent the money backpacking etc and then left the country (this was in 2006) In 2007 I…
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Loan for person with "fair" credit rating?
hi all, I need a few thousand pounds to complete some renovation works on a property i've recently bought overseas so i've applied for a personal loan with my bank (lloyds tsb) and the guy on the phone after asking me loads of questions eventually tells me "they can't look at my application right now" which initially I…
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Advice please on car finance
Hello all! This is my first post on here, so go easy on me please. My partner currently has a car she is 3 years through paying finance on (5 year term). I also have a car which i have decided to sell (more on that later). We are going down to one car due to me not doing many miles in mine these days, and generally being…
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Where to apply for a loan?
Hey all I am looking at getting a loan to pay off my CCs and for a new (used) car purchase. Looking to borrow around £12K I've never had a loan before so not really sure where I should apply to. Should I apply to a lender/bank I'm already with? I have the following: - My main bank account is with Halifax, my wages get paid…
