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Where do i stand
Hi, I have a loan with cahoot. I have had it a while, i noticed the last few months i have been unable to log in and pay my monthly payment. A year or so ago i stopped the direct debit as they were not playing fair for example if the DD failed they then tried to take two smaller amounts, which sounds ok but if its not…
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how long
sorry if this is not the right thread. i have been paying off a loan for a car for over 20 years at a rate of £5 a month,this is a ccj. is there a time limit where this payment will be cancelled or will i always have to pay it. thanks for your help. i still owe £4000 on this loan.
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Paid Final Settlement Fee, But now They Want To Charge Me For Another Month
Hi, I recently paid what I was told was a final settlement fee for my Car Loan. But I have just received a letter throught the post from Santader saying that I still have almost £400 left on my balance! I'm not happy about this at all! Can they do this? I cleared to the penny what they quoted me for a settlement fee. SJ x
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Are there any genuine lenders for bad credit loans?
Hi, I'm looking to consolodate a few debts and need a loan of £1500 to £2000. Has anyone found a trustworthy bad credit loan provider - I'm aware of yes loans etc and the pitfalls of applying to them. Any help would be appreciated.
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Old debts
hi I had 2 loans way back in 95/97 when i was self-employed i had a franchise and afer 18 months i had to pack it in due to it not earning any money at the same time i then split from my ex and missied out on seeing my kid. i got a job which didn't pay much and paid ex some maintenence and rented a room at a mates house…
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Loan, what type and where from
Hi all,newbie here! Would really appreciate any help and advice on the following. My partner is looking to consolidate a loan and a few cards but her bank hasn't offered a particularly good rate (15%) As I have no debts ( well a few hundred quid on a credit card) I am looking to take out a loan in my name. My credit score…
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Llyods tsb loan how will it work? or what loan to get?
Ok i need a loan but i dont need alot to borrow i only need to borrow around 100-150 to pay a few bills it says on Llyods site you can get a personal loan and pay back upto 7 years. How does it work if borrow i 150 and say to pay it back over 2 years not sure how much that works out but its like 7.50 a month to pay or am i…
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loan help needed
hi im a newbie seeking help is there anyway i can get a good loan for £2000 pound for a rent deposit desperate need to move out of the very bad location im living in i just want the best future for my kids and its so hard right now. im not working but can manage to pay back 70-100 per month i so badly just want to move its…
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Advice Secured loan
I took out a loan from the London Mortgage Company about 6 years ago. They were a part of the Lehman Brothers set up. They ceased in May 2010 and were taken over by Capstone Mortgage Company. I dont understand the workings here and would like to query my loan account with Capstone. Can anyone help me with the right…
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loan needed
Hi all hoping for a simple answer here. i have been left with a load of credit card debt (20,000) worth as i had a nasty split from my ex. all the debt is in my name but was a joint debt when we was together. so im now screwed because of my credit rating and im struggling to keep making the payments, the national debt help…
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Best place to find a large loan
Hi guys, Im in my late 50's and have an impeccable credit record and i have around 10 credit cards, the only problem is i dont own my own home, i have a couple of ISA's and savings but am interested in lending circa £100k. Is my not owning my home going to be an impediment to this? I have looked briefly on the internet and…
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Getting a joint personal loan split after seperation from husband
I split from my husband just over 2 years ago we have a joint loan that gets paid from a joint bank account. Firstly I wanted to lower the repayments for a couple months as I am on maternity leave and not getting paid from work, I rang the bank and they told me I had to default on the payments get charged for not having…
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Cahoot Flexible loans
Hi - Years ago I had a Cahoot flexible loan facility, which I believe has now ceased. Does anyone know if such a product exists nowadays (with non sub-prime rates) ?
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Forged Signature and associated problems!
Hello - Any advice on the following would be very gratefully received! I am having problems with a secured loan and the loan company is threatening repossesion. There are 3 elements to the problem. The first and most serious is that my ex took out a secured loan on our house and forged my signature. I have a copy of a loan…
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Cheapest unsecured loan for "fair" credit rating
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Re-mortgage or not...help needed!!
We have two loans of approx £25K We also have a mortgage of £115K with a house value of £185K. The question is should we release some equity to pay off the loans or carry on paying the loans and mortgage seperately ? We would not be increasing the number of years on the mortgage as we only have 12 years until it is paid…
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Student Loan and Mortgage?
Is it better to take a student loan and use the money as a deposit for mortgage? Situation: I have £20,000 deposit and I work full time and study full time- manage ok. I live with my parents. My parents have their existing mortgage but my dad pays for it all. Me and my mum are thinking to buy a house to let where we both…
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balance transfer of secure bank loan to 0% interest Credit cards
Hello everyone, A little help please. My Girlfriend has a secured bank loan of approx £6,000 and is currently paying off around £220pm at quite a high interest rate of 16.5%. I have been checking through Money tips about transferring existing debt to 0% ccard offers (15mnths interest free being the best) and wonder if you…
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Payday express- cant pay! what now?
I have been paying the interest on a payday express loan for a long time now, and the situation that I find myself in this month is that I can't! Therefore I can't afford the full amount to come out of my bank account either. If I default this payment- what happens- I have written and they never reply. Do they pass it to a…
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Best loan for early settlement
Hi I'm hoping to take out a loan for £12,000 for repayment of 60 months or more. In the future, I may be able to pay this off early- can anyone suggest my best option(s)? Thank you!
