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Student loan help for a friend (US)
I have a friend who needs to come up with $8k for school by December 1st, and most likely more after that for the next semester. She's in a rough spot since her identity was stolen and credit rating pretty much destroyed a while back. Also, she can't get anyone to cosign, nor is anybody willing/able to give her a personal…
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Loan Settlement Figure
Hi I need some advice on my bank loan. My loan is £9820 with Nat West. I've managed to raise £8000 to pay off my loan but the bank have said that my settlement figure is £8990. I asked if they could go any lower but they've said no. Is this correct? My mortgage is going up so I my financial circumstances are worsening.…
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Student Loan Company - Confusion over the amount we owe?!!
Hello :D My fiance had 2 student loans, which as he was unable to pay he'd ignored for some years. Early this year, we were able to start paying these off. Their processes were very confused, but we cleared a 1992 loan completely. The 1994 loan was a bigger problem. They kept changing the amount of the balance. Eventually…
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HFC trying to charge £245 for a £5 debt
:mad: Apparently in June 2007 my husband missed a loan payment of £5 - at the time we were changing banks and it all went horribly wrong so we can well believe that. Anyway they are saying that he has to pay £245 for the debt £15 admin charges for each month he didnt repay it. We have had no letters about it until this…
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Need to move from Barclays Partner Finance - Suggestions ?
Hi, At the start of this year something unforeseen happened and my husband, who was working as a self-employed contractor, found himself out of work and he has been unable to find work to this date. I had recently given birth to my 2nd child and so am not able to work either. We are currently on benefits, my husband is…
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PPI Help
Hi There Just after some advice please, I have two loans with the Yorkshire Bank which I took out in 2001/2002, I got into difficulties with these and am now on a reduced monthly payment plan. I can definatley remember at the time the assistant stating at the time that I had to take out the insurance or I couldn't have the…
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Loan Query
I've had a bit of a brain wave. Don't know if it'll work but got to try!! Last Oct I got a £5,000 loan for a car at 6.7%. I think I have around £4000 to pay. Now if I was to try and pay this off early would I be able to with my credit card? If I did with my credit card then would I be able to move this by a Balance…
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Loancheck..??
I hope you dont mind me posting this here, im use this part of the forum and its friendly. I sent off some of my documents to loancheck as i thought i had a claim from a past mortgage. So in june they sent off the SARN request to rbs, about 45 days later i emailed to see what was happening they said as they hadn't had a…
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Increase loan for savings interest purposes. Bad move?
What do you people think. I need to get a loan shortly of £4000 over a 5year period which means: Fee: £1254 I want to potentially place a deposit for a house within the next 24months so if I got a loan of £8000 it would greatly help my mortgage rates. And some results yielded results: Fee £1647 Only an extra £393 over the…
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Smooth Financial
hi just wondered if anyone has had any dealings with this company before? they have offered me a loan but i have never heard of them before, not sure if its genuine.:confused: any info would be much appreciated! :huh:
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Missold PPI - cleartoday.com can help!
After hearing about the possibility of being missold the PPI I wanted to take this up with my lender. Math not being a strong point i looked around and gave my case to cleartoday.com….. which was recommended to me. They obtained my agreement from the lenders and found that i had been missold the PPI and they where charging…
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PPI & Future Credit - will it be affected
Hi Everyone i posted a little reply in the PPI III thread, but it got lost amongst all the messages flying to and fro so i didnt really get an answer. My long term boyfriend has a loan which he was told he HAD to take out the PPI to be able to qualify for the loan,,, im ok with claiming back etc, after following guidence…
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Finance For New Business
Hi I have just set up a small business. Now I was really worried about business bank account becasue of my poor credit rating, but I sailed through the interview with the business manager and now have Lloyds Business account, he did say I had 1 default but it was years ago, so don't seem to be a risk. I'm already to start…
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Short term loan help
Hello! We need around £15-18k, it would be able to be paid off in full next summer, but we don't want big repayments over the next few months. Security and credit rating is fine. If anyone could help me point me the best to go about this, I would be immensely grateful! TIA AS.
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SLC and Consumer Credit Act
Afternoon all I have been having problems with the Student Loans Company (they say I owe arrears, I say I don't). On the 13th of this month I sent them a letter (recorded delivery) asking them to send me my ORIGINAL, SIGNED loan agreement forms and all my annual statements from 1997 onwards (I have an 'old style' student…
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Have i been mis-sold? please help
Hello everybody, I'm new to these forums and really hope someone can help. Here's my situation. In June 2006 i took out a personal loan with HSBC to buy a car. The amount I borrowed was £4500 over 5 years at 14.9%. I applied and was successful over the phone and all i had to do was go into my local HSBC branch to sign the…
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Urgent Ppi Reclaiming Advice Needed
Looking for some advice. About 7 years ago i took out a loan for £14000 with Lombard direct and stupidly took out the PPI for a cost of about £4500 (don't remember the exact figure) which was also lent to me at the time of taking the loan out. So in effect i was paying interest on about £18500. I finshed paying the entire…
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loans: LPI
Is a "LPI" Loan Protection Insurance, the same as a PPI and can I claim it back as I did not know I had it.
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Please HELP - Lombard Direct PPI
Looking for some advice. About 7 years ago i took out a loan for £14000 with Lombard direct and stupidly took out the PPI for a cost of about £4500 (don't remember the exact figure) which was also lent to me at the time of taking the loan out. So in effect i was paying interest on about £18500. I finshed paying the entire…
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Overdraft reducing - credit check?
Hi all, I've just been onto Natwest to find out how I would go about decreasing my OD to be told this! I've posted it into this forum because NW are classifying it in the same category, hope this is ok! Figuring this will give other consumers more information - I certainly didn't know this until today. Thank you for your…
