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Need a loan, not the best credit.
Hey All, I was in need of some help and thought this was the best place to come. I know there will be numerous posts out there that are similar so please bear with me and help if you possibly can:- I need to find an unsecured loan for some1 with not the greatest credit. I am not interested in brokers only actual companies…
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Loan Consolidation
Hi, I currently have a loan that was for £4000 over 5 years. I have had the loan since April 2007 and it was to purchase a used vehicle. Unfortunately I was on a low wage at the time, which is why the loan had to be taken over such a long period. I am now in the situation where my car is beyond economical repair. The…
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PPI Claim failed
Recently I have put in for a PPI claim because I was mis-sold the policy. Basically I have an ongoing illness which is not covered (only just found out) by the loan insurance policy (from Lloyds TSB). During the loan interview the salesman DID NOT ask me if I had any ongoing or previous illnesses, he did ask me if I had…
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First Loan, Advice needed please!
Hello all I'm a long time lerker on these forums decided to join today to ask for some advice regarding a loan. I'm a Student and i've ammounted £6,400 in Credit card loans over the past few years (nothing to show for it!!) i've decided i want a loan to pay it all off then i only have 1 single monthly outgoing instead of…
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Black Horse(lloyds tsb) PPI
hi guys to explain my situation shortly i had a car loan in march 2004 through a local dealer which (of course) put a ppi on the agreement whithout my consent + iam self employed. i have been trying to get the sum written of the loan but blk horse has refused balming the dealer, so when i wrote to the dealer they blamed me…
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Loan Secured on Car Advice
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Grumpy Halifax
Thought I'd share my experience of taking out a loan with Halifax. Applied online, all went well, told my I was approved, just had to phone a number to conclude the application. The lady I spoke to was nice enough to start off with until she went through the hard sell with the PPI. They have several levels and funnily…
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In need of a loan
I've been trying to get myself out of debt for a while now. the good thing is i'm under control. i'm not missing payments but i'm not very good at paying much more than i have to. i live with my parents and i'm paying about £300 out on debts. i'm taking home about £800 a month from my job. I've had a loan a few years back,…
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Online loans
Any advice please, would like to apply for a loan online and not have the hassle of having to ring to confirm details??? Looking for 10,000 to borrow, cheers
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Consolidation offer on credit cards?
Hi, I have 12k of credit card debt on two cards and while I have bounced minimum payments I am always up to date by the end of the month. I had 15k of debt at the beginning of the year and have been paying as much as poss each month. My cc debt is unfortunately at 22% and I have been refused new credit cards and both…
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HELP- Need to borrow money quick for car ? Best Way ??
Hi I have come across a car i fancy which is £15.5k. I have various money tied up in peps, and icici which has £10k tied up in a 6 month fixed term which ends November. I have no mortage but still £1 in the account just to hold the deeds or something ? I also have an existing car which i will sell provately for £4k What is…
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a querie about my loan protection
3 years ago I signed for a loan with repayment protection for a lenght of 8 years. Too late I realised that I borrowed 16000 so I had to pay back 32000. That is £314 at month. I woke up this morning with a thought. If people are claiming back their loan repayment protection, maybe I can contact my bank and ask for a…
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Student Loan Payment Question
I have read the article about not paying off my student laon more quickly than necessary. Fab news I currently have about an 8k loan which has about £35 interest per month. I am currently paying only £15 through my salary. Is the £15 enough or should I be paying off the interest each month aswell. Thanks L
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Firstplus Redemtion
Hi all, My wife and I took out a Firstplus loan 36 months ago and we have just received our redemption amount, the total original loan was for £65K and at 9.8% (which has changed up and down over the duration) an their redemption is £62K; to me monthly payments of around £570 per month equate to £20520 so £17.5K in…
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loans
Hi, can some one please help me. I am trying to get a loan of £3000 I have a really bad credit history, I am on benefits, and I am a private tenant, I can get a loan if I pay some one £49.99 to look for me, As you can imagine to me that is not right, how do I get a loan with out having to pay some one:confused:
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Zopa Loans
:p HIYA I HAVE JUST BEEN RECOMMENDED THIS SITE ON MY POST AND JUST WANTED TO SHARE WITH OTHERS AS IT DOES LOOK LIKE A REALLT GOOD SITE... FROM WHAT I CAN MAKE OUT IT IS FOR PEOPLE THAT WANT LOANDS AND ALSO FOR PEOPLE TO CONTRIBUTE THAT WANT TO EARN HIGHER THEN BANKS INTEREST RATES - SO EVERYONE WINS.. I CURRENTLY HAVE A…
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Bloomin Abbey!!!
Hi I applied to Abbey to increase my current loan to consolidate another loan with Northern Rock. The rate I applied for was 7.9%. Today I received the paperwork through to say that my application was successful but the rate was based on 13.3%. So misleading! Apparently this is based on credit rating - most annoying when I…
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URGENT - good loan ideas?
I need a loan for about 2000 over about 2-3 years, has anyone found one with a good apr, i currently have one of 20% apr with barclays.. thanks
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Newbie! Need help! refused two loans?
HI, A bit of background.. 21 Same Address for 21 years Self employed for 2 years & 6 months With HSBC for 7 years, left them just over two years ago to bank with TSB (business accounts with them) take home £24,000 per year, plus £12,000 in dividend Most of my outgoings are through the business, i only have a mobile phone,…
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Yes loans
I've been "accepted" with them on a loan of 3000 pounds over 5 years for 80 quid a month. They've taken the admin fee, shall i bother sending the signed credit agreement back to them? is it worth it or will i get myself into another world of !!!!?
