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Loans
Archives for April 2007
Discussion List
Loan
Hi Just a quick question. My wife has a loan with Barlcays which has the following payments left on it: 63 months @ £235.59 = £14861.07. This includes PPI rate 7.765%. The amount left is £10,600. The only way to cancel the PPI is to redo the loan... I have read on this website where Martin advises to check that in the end…
Direct Debit dates for loans
Hi the repayment date on my car loan is the 30th of the month, as february doesnt have a 30th I assumed that the payment would be taken on the 1st but it was taken on the 28th which made me go overdrawn, I contacted the loan company who initially said it was their error and to write a complaint, I wrote in but received a…
Unsecured Flexible Loan
I have seen a few people post a similar question to mine below, but as of yet I have not seen an answer. I would appreciate it if someone could respond to this thread with an answer, whether you work in the financial industry or just have experience with Northern Rock Flexible Loans. So THANK YOU VERY MUCH IN ADVANCE to…
need £15000 for a deposit
hi all i need to borrow £15000 for a loan on a buy to let property. my personal mortage company will loan me it at a rate of 6.99% over 25 years interest only £90 per month. i was wondering is this the best route to go to keep repayments low or is there another way to loan the money and keep repayments low. thanx.
Cost of Loan Broker Advice?
What is the usual fee, commission or both that a broker would earn if they were to find me a loan (an unsecured loan)? If they are unsuccessful do they have to refund the fee? Do these guys add any value or do you think I'd be better off phoning about myself? (or using the internet)?
Student loans
My husband has two different types of student loans. He has the old type which you pay back through the bank account and some of the new type which are docked off his wages. He is now paying both of them off at the same time. He is paying £90 a month through direct debit and around £50 a month from his wages. He earns…
Reclaiming PPI
I took out a loan with HSBC and it wasn't until a couple of years later my personal financial summary stated that I have taken out insurance. I believed this insurance to mis sold as I was self-employed and I had enough income/savings to pay off the loan. I went to speak to them and they agreed to cancel the PPI but not…
Loan for about £4,500
Can anyone reccomend a loan company with a good interest rate that will give me £4,500 over say 3 years? Thanks.
Black Horse - errors on agreement
I purchased a vehicle, 3 years ago, on a 7 year unregulated hire purchase agreement. I want to send the vehicle back but I have found out that I don't actually have any consumer rights. This of course was not explained to me at the time of purchase. During a recent MOT the mechanic pointed out that the chassis number on…
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