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1. Cross it off
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2. Write it down
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“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
Savings charts
2026
1p Challenge - Classic
Year 2026
Small change, big plans!
Save 1p on 1 January, then add 1p to the daily amount each day, finishing with £3.65 on 31 December. Cross off each amount as you save it.
Fancy a twist? Pick amounts to match your spare change, or tackle bigger ones after payday when affordable. Prefer fewer transfers? Save a week, fortnight or month in one go and cross off the amounts covered. You can even clear whole months out of order!
1p Challenge - Reversed
Year 2026
Big start, tiny finish!
Save £3.65 on 1 January, then reduce the daily amount by 1p each day, finishing with 1p on 31 December. Cross off each amount as you save it.
Fancy a twist? Pick amounts to match your spare change, or tackle bigger ones after payday when affordable. Prefer fewer transfers? Save a week, fortnight or month in one go and cross off the amounts covered. You can even clear whole months out of order!
1p Challenges - December to November
Year 26/27. Great for saving for Christmas
Give next Christmas a head start!
Save 1p on 1 December, then add 1p to the daily amount each day, finishing with £3.65 on 30 November. This challenge ends in November so your savings are ready for the festive season, ideal if you're building a pot for Christmas gifts and celebrations. Cross off each amount as you save it.
Fancy a twist? Pick amounts to match your spare change, or tackle bigger ones after payday when affordable. Prefer fewer transfers? Save a week, fortnight or month in one go and cross off the amounts covered. You can even clear whole months out of order!
1p Challenges - December to November - Reversed
Year 26/27. Great for saving for Christmas
A festive pot with a gentle finish!
Save £3.65 on 1 December, then reduce the daily amount by 1p each day, finishing with 1p on 30 November. This challenge ends in November so your savings are ready for the festive season, ideal if you're building a pot for Christmas gifts and celebrations. Cross off each amount as you save it.
Fancy a twist? Pick amounts to match your spare change, or tackle bigger ones after payday when affordable. Prefer fewer transfers? Save a week, fortnight or month in one go and cross off the amounts covered. You can even clear whole months out of order!
1p Challenge - Random
Year 2026
Mix it up!
Save the amount shown for each day, working from 1 January to 31 December. This version mixes up the daily amounts instead of increasing them by 1p. Cross off each amount as you save it.
Fancy a twist? Pick amounts to match your spare change, or tackle bigger ones after payday when affordable. Prefer fewer transfers? Save a week, fortnight or month in one go and cross off the amounts covered. You can even clear whole months out of order!
Loans
Archives for November 2005
Discussion List
Short term cash
We have an offer on our property on which we are going to clear well over £100k after the mortgage is repaid, agents and solicitors fees. Our problem is that we have a short term cash flow problem due to my wife not working at the moment and need to borrow £10k. We've had a bit of a dodgy year in that we have one month…
help
how are you supposed to get a consoladating loan if your current status is not great but you could solve problem if you could get that elusive loan.?
Help need loan for travelling
Going travelling on 6th of dec looking to take out a loan just in case around £3000 but is there a bank that offers you 0% or very low interest rate on the loan until i get back (12 months) as i dont want to be paying silly interest rates as i wont be working much
sainsburys bank... What is this about?
I have a loan with sainsburys approx £15000, I have come into some money and can pay this off so phoned for a settlement figure. I answered all their queries including confirming that I had come iinto money so was funding the settlement independently (not re-financing). The lasy then asked where I got the money from. I…
Short term cash
We have an offer on our property on which we are going to clear well over £100k after the mortgage is repaid, agents and solicitors fees. Our problem is that we have a short term cash flow problem due to my wife not working at the moment and need to borrow £10k. We've had a bit of a dodgy year in that we have one month…
help
how are you supposed to get a consoladating loan if your current status is not great but you could solve problem if you could get that elusive loan.?
Help need loan for travelling
Going travelling on 6th of dec looking to take out a loan just in case around £3000 but is there a bank that offers you 0% or very low interest rate on the loan until i get back (12 months) as i dont want to be paying silly interest rates as i wont be working much
sainsburys bank... What is this about?
I have a loan with sainsburys approx £15000, I have come into some money and can pay this off so phoned for a settlement figure. I answered all their queries including confirming that I had come iinto money so was funding the settlement independently (not re-financing). The lasy then asked where I got the money from. I…
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