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IVA & DRO
Discussion List
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Separating Joint Finances when Married with solo IVA
I'm about to enter an IVA and need to take my name off the joint account as the IVA (and all debt) is in my name only and the joint account is with a bank I owe money to. I've opened a new solo account with Monzo. What I'm trying to figure out now is whether we should open a new joint account with Monzo, or leave just my…
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IVA and credit files
In 2015 I had debts of £113,000 (mainly business) I completed an IVA (with a final lump sum agreed by creditors)in 2019 The question is how long a credit card debt stays on my credit file . 6 years from when I started IVA or completion. At the moment it says I’ve missed payments since January 2015 and in default
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DRO ended :-D advice please!
Hi wise ones! My DRO ended yesterday, the relief I'm feeling today is huge!!! I'd be really grateful if I could get a bit of help, I've checked my credit reports today for the first time in months and noticed a few thing that seem wrong/strange! HSBC is still showing missed payments rather than a default, should I chase…
