We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
IVA & DRO
Archives for October 2017
Discussion List
6 Year IVA + 1 Year
Hi there, Looking for some advice, in the next 2 months I finish a 6 Year IVA + 1 Year totalling 7 years of payments. Once I pay my last payment in December will I need to wait to sort my credit file out, as the IVA only stays on your file 6 Years from the start of your IVA. Would this mean also that my completion…
IVA/Home Insurance/Car Insurance
Hi all, I’ve been a lurker on the board for some time now and thought it was about time I contributed and ask some advice considering I’ve seen some amazing advice being given out on this forum to others! Thought I’d give you all a bit of history first so you know where we’re at! My husband and I entered an IVA in March…
DRO Questions
Hello there, I want to be prepared for when I call Stepchange later so I have questions regarding DRO’s and my circumstances. Q1. I have an overdraft limit of £50. The question was asked on their online form, I dip into it most weeks but clear it every 7 days so it’s up to date and fine. My SOA came to 0 hence why I use it…
Waiting for DRO
Hi - does anyone know how long it will take for credit companies to issue a ccj ot bailiffs please? I am currently applying for a DRO and have been told it will take about 12 weeks to go through - they have stated as well that in that timeframe creditors could take me to court etc? Many thanks in advance :)
IVA and renewal mortgage
I'm currently in a fixed term 5 year mortgate which will end in 2019. Cut a long story short, I may have to go via an IVA route as I've got over 20k+ of credit card debts. Question...will it be difficult for me when it comes to renewal? Can the lender reject me? Bare in mind that I've never missed a repayment for my…
DRO & Council Tax Bailiffs
Hello everyone! Background: Fulltime student so exempt from council tax payments for the next 1.5 years. For the last 2 years the debt has been with bailiff after bailiff. The council refuse my offers and refuse to take it back. I've never been informed that the bailiffs have sent it back. I just get new notice. I do not…
Confirm your email address to Create Threads and Reply
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
