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IVA & DRO
Archives for July 2012
Discussion List
IVA PPI Question
This is more of a rant than a question so here goes but perhaps somebody can explain. I recieved a letter via courier from a company who has been appointed by my IP to reclaim any PPI that may be forthcoming and to put it in the pot with any successful claim. I do not have a problem with this as it is my IP's job to get as…
Dro
can income tax be included on a DRO Thanks
Iva / credit scoring
Hello, I would appreciate any help on the following. I have recently entered into an IVA, I share a home and have a joint mortgage with a relative (with Natwest), we have never defaulted on our mortgage payments. I however had massive credit card debts and a loan with Natwest Bank and entered into an IVA as I could no…
Mum on IVA, needs a replacement car but can't get finance
Just wondering if anyone can give me some advice. My mum is halfway through paying her IVA off (think she has 2 years left), and is desperately in need of a new car. Her current car keeps breaking down and needs approx a thousand pounds worth of work doing to fix it; she needs the car to get to work (as she works 25 miles…
Changing Trust Deed
I set up a Trust Deed about a year ago. I am very unhappy with how it has been managed, mainly due to mix up with PPI claims (which I made prior to entering trust deed), poor communication, letters being sent to wrong address, difficulty in setting up payments, and now demands for money I do not have. Can I transfer my…
Personal injury compensation a windfall?
Hi, Not sure if anyone would be able to help. I am currently just under 2 years into my IVA. I was involved in a car crash just over a year ago which has left me with quite substantial injures/health issues. I am pursuing a personal injury claim and it looks like it may be settled in the not to distant future (fingers…
IVA and rent/bill issues
My partner and I split up a fortnight ago and I started looking for somewhere else to live, rented accommodation. I contacted payplan as with £34k worth of debt and more than half my salary being paid out to creditors they advised an IVA would be a good option. They have had to put the proposals on hold due to me not…
IVA and 'Additions' to family!
Hi, I wonder if someone could give me some advice. My husband is currently in an IVA (done one and half years so far) and we have just found out I'm expecting twins!! :rotfl: I was wondering how this will effect the IVA. At the moment our review isn't until Dec this year and I'm due about January ish. My plans will be to…
Full and final IVA question
I owe approx £80k from a property repossession shortfall so only one creditor (long story that i will not go in to). There is about £25 k equity in the home house where I live with partner and 2 children. House is in joint names. The £80k shortfall comes from a buy to let "investment" that was in my name only so the debt…
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