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IVA & DRO
Archives for June 2011
Discussion List
Need some answers please
Hi before we enter into an iva we wondered if anyone on this board could answer some questions, before we start the process we want as much information as we can get. I know we can get all this from cit advice but i think peoples experiences are so much more valuable for us newbies, so here goes; My son is 12 and gets DLA,…
Getting a good insurance deal with an IVA? I did!
Hi Everyone, Just thought I would come on here and let you know that I got a good rate on my house insurance through going to a provider direct. Basically, when I filled in my details on gocompare website it came up with some very good prices. Much better than the almost £400 from last year. However I then realised I…
DRO - Pension
Hi I was going to try and apply for a DRO again (couldnt before as debts went over £15000 and i had a pension) as i thought come april pensions were not going to be included as an asset. As im only 27 and have £1700 in a pensionj ive not paid into for 4 years as im not working and cant afford payments. Looked on insolvency…
Iva-help can they take my sons money too?
Hi - any help would be really appreciated right now. I am a bit in limbo as my husband (we got married last month) is going through the process of getting an IVA. I have always been aware he has been in financial difficulties and in our 6 years together have taken several of his debts off him by transferring them onto…
Spending ability and how this is affected by an IVA?
Hi, We have friends who have taken out an IVA within the last year. Not through redundancy, divorce or ill health but from over-spending year after year (if you name it, they had it). I have recently noticed (through facebook posts) that they have since purchased bedroom furniture, gone on holiday and are looking to buy a…
Another payment done!
Hello all, Another payment just departed my bank account destined for my IVA. Now we have 5 left to go for completion. The last official IVA payment to our creditors is July, we had a payment break and additional earnings placed on the IVA which is why it was extended til Nov. IVA company paid the creditors the extra and…
PPI reclaiming whilst on IVA
I just posted over at the PPI forum and Di suggested to ask my question here, which is the following... Has anyone here tried to reclaim PPI for Loans and credit card whilst still on IVA and could give us some tips for this as we aren't sure if it would be worth doing it now and if so, would they take the reclaimed money…
Thank You MSEers
Well today is the day. My DRO has finished and I just wanted to pop in and say a big thank you to all the people who have given advise and pointed me in the right direction. You all deserve it. For anyone looking at the DRO route it's daunting when you first look into it, but with help from the National Debtline and the…
IVA .... CSA .... Help
Hi, Here goes my partner has just been agreed his IVA and now his ex wants to start looking at CSA for his daughter. We have been told that they do not take into account IVA's ... can anyone shed light on this he hasn't got a problem with doing it official he has previously given cash (but got nothing signed) now we know…
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