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IVA & DRO
Archives for April 2009
Discussion List
Full and Final Advice - Urgent
Hi Everyone, This is my first post and I really need help. I have contacted the UK Insolvency Helpline but wanted to see if anyone else had anymore advice. I have contacted my IVA company as a friend has offered to help me out an offer a full and final settlement. It took ages for them to respond and I have been on the…
Was I missold ?
Morning all first post so hi :) I have been in an IVA for two years now through what was debt matters and now taken on by payplan. It seems reading round this site that I may of been missold an IVA, I was not earning a great deal then 11.5k living with my parents and no shares or investments so no assets other than my…
Debt Free Direct
We are going with DFD for our IVA.I have contacted payplan and cccs but they wanted us to do a DMP which we have already been in for 5 years and it will take us another 26 years to clear our huge debts,they cannot see a problem with this,but i can.Plus there is nothing to say that creditors will not take further action…
IVA Advice please
My husband and i have around £55600 of unsecured debt,we have £370 per month to pay towards our debts,what is the liklihood of us being accepted for an IVA? We do not want to do bankruptcy as we own our own house. Also is it true that after 6 years of starting an IVA,your credit rating goes back to if you were 18yrs old…
Life after a trust deed...still sucks!!!!!!
:confused: Hi have been out my trust deed for a year now after not been given much detail from my trustee applied for a new current account witth a switch card facility and was declined straight away as it is classed as a credit facility was toldto look at my credit report (which is difficult without a bloody card!!) turns…
Dizzymum's DRO Diary..
Hi Thanks too everyone who told me to get advice on my last post, I did as you said and rang National Debt Line. also cccs, have been told Debt Relief Order would be right for me, But i am very worried as there is not much advice or facts out there about it, so i am wondering if i should try and save the extra money(will…
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