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ISAs & tax-free savings
Archives for March 2020
Discussion List
Allowance for tax year after transferring CTF to JISA
Hi I recently transferred my daughters CTF from one provider into this JISA with another provider. Does anyone know what is the remaining allowance for the current tax? I'm sure I heard the full JISA allowance would be remaining following a transfer in from a CTF, but can't find this written as so. J
Probabluy a stupid isa question
Hi, Does the recent stock market "burp" affect the time or value to be gained by setting up an ISA? I still have my 20k allowance for 2019-2020 and was planning on setting one up in march then a second in april. derek
Any Experience of OakNorth Bank? - Considering their ISA
Has anyone had any experience of OakNorth Bank? On UK TrustPilot they get very poor ratings but on Feefo they get good ratings. What experience have people here had with them? I need to make use of my 2019/20 ISA allowance and they seem like a contender for a 2 year fix. Thanks Clariman
Life Time ISA
My son has a lifetime ISA. Can he use it to buy a property with his partner if she has previously had a mortgage without experiencing penalties?
Amount of Tax on Savings
Good Afternoon Everyone Just a quick question , Based in Scotland Just into higher tax bracket of 41% so I can earn £500 before I pay tax my question is - apologies for the stupidity of it :# - Do I pay 41% on all of any interest above the £500. If so then whats the point of anyone saving if your giving nearly half your…
JISA to Adult ISA
My daughter turns 18 shortly and I'm trying to be prepared. Her granddad currently pays into a JISA (S&S) and stakeholder pension for her and she has had a Help to Buy ISA since she was 16. I understand the JISA converts straight into an adult ISA when she turns 18 but can she then convert it into a LISA? Or keep the adult…
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