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Fidelity Users please help
When deciding to transfer my pension to Fidelity I did read numerous accounts saying their online side of things is clunky and not very user friendly. i overlooked these comments as this was secondary to the benefits. Unfortunately the online side of things is really annoying me after just over a week. I can't believe for…
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Advice on Cheapest ISA platform
Over the years I have acquired a number of Shares through bank takovers etc e.g. Lloyds, TSB, Santander etc. These were held by Equinity Shareview. On the advice of our FA I bedded these shares into 1 ISA with a value of approximately £15k. I am being charged a 6 monthly fee of £39.79. The only activity on the account is…
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Skipton LISA transfer
Hi Folks, sorry if this has been asked before but i couldn't find anything in search. I have LISA with Skipton which has been open for a year, my girlfriend also has a Skipton LISA but it can't be used till 2019, is it possible to transfer hers into mine so we can use it now rather than wait or be stung by the early…
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Penalties for transferring out of Fixed Rate Isa
One of my ISA's has matured about 2 months ago and I was offered the opportunity of converting it to a 1 year Fixed Rate ISA with an interest rate which quite attractive at the time compared to other ISA's. Roll on to now and I have seen several ISA's with an enhanced interest rate, the terms and conditions of my ISA state…
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Windfall bond
WINDFALL BONDS - Moneywise advise: Windfall Bonds are better than Premium Bonds -if you hold £10,000 of Premium Bonds, the odds of winning at least a £1,000 prize in a year are one in 321. Compare that with the Windfall Bond, which offers odds of one in 64 of winning £1,000, £10,000 or a £50,000 prize in the first year… and…
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What the "correction" means for us newbies
I've only just started to invest in a S&S ISA for the very first time - since the beginning of August this year, drip-feeding 1k a month. I am in it for the long-haul (10yrs), but have been moderately concerned by this so-called "correction" or uncertain period we are in. The money I've drip-fed thus far has returned me a…
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Lost ISA
Hi, A few years ago I transferred an ISA from a Virgin ISA but I can't remember where to. Is there anyway I can find out where it's gone?
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Is help to buy ISA worth it in the South east?
Hello, I'm currently looking into the help to buy ISAs available. The thing I'd like to know is, is it worth getting one as I live in the South East and would need a family home of at least 3 bedrooms which is in the range of £320k+ I know house prices could fall but doubt it would be under the £250k that is needed to get…
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Partial S&S ISA transfer - HL to Vanguard
I have a S&S ISA with HL that I have been contributing to for a few years and have built up a fairly large holding in a Lifestrategy fund. Is it possible to just transfer out the Lifestrategy fund into an ISA I hold with Vanguard? I will have bought into the fund for this and previous years. The cost saving will more than…
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Paragon Isa
We opened the Easy Access Cash Isa`s on Monday and opted to transfer in our Santander Isa`s. So impressed with Paragon, easy to open the accounts, the welcome packs were received this morning and the Santander Isa money is in the account already :D
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LISA Withdrawal Charge
I’m currently going through a flat purchase as a first time buyer with completion due at the end of October 2018 but I have got stung by the LISA withdrawal charge. The maturity date when I can use it isn’t until Feb 2019. I wasn’t aware that the effective start date of the LISA was the date you make your first payment…
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‘Review your ISA’ fixed Isa 7% - scam?
Hi There are some ISAs coming up on Facebook from a page called ‘review your ISA’ such as UK Sports ISA stating a 3 yr fixed rate ISA paying about 7.2%. Reckons it’s no stocks and shares and mentions FSA regulates etc But surely it’s a scam? Anyone looked into it? Being Facebook I’m sure I know the answer but just…
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Need advice for child savings
Good morning all, I am looking at opening a savings account for my 2 and a half year old son. I just ain’t sure what would be best a savings account or an isa. He has about £700-£800 saved up I just need to find the best option for his money. Any help please
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What to do with Cash ISA?
Good evening, I have 40k in a cash ISA paying a paltry 0.85% interest. I'm starting to investigate how I can improve my returns. The sum represents my rainy day fund for emergencies, so my appetite for risk is moderate. However, I'd also like to grow the fund towards some sort of retirement fund (to supplement my pensons).…
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saving for care
A 80 year old single male friend of mine saved several ISA to pay for his care home. He passed away 5 months ago tax man now wants 40% of his savings for iht surely he wasted his time trying to provide for his old age Comments please Andy
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S&S ISA subscriptions for existing dividends in cash
Hello everyone, The forums are really useful. Just wondered if anyone knew the answer to this question? I am already subscribed to an S&S ISA this tax year for new money, but have some dividends in cash built up in an old S&S ISA with a different platform. The old S&S ISA platform wants me to sign a S&S subscription form…
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Nominated Bank Accounts
My wife and I both senior citizens,have sole online investments and saving accounts.Associated with these accounts are nominated everyday bank accounts.Should the nominated account be a joint account or sole account?
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Lifetime ISA x2
Hi, Currently just I have a LISA but we're looking to open a second in my wife's name for any overflow savings above the £4k annually. Is this fairly simple to handle or does it complicate things when you get to the actual house buying stage? Thanks in advance, Danny
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Getting LISA money from Skipton
Hi folks, Anyone got their LISA money from Skipton for a house purchase yet and have experience with the time it takes? I see they say ‘up to 30 days’. Thanks, Ed
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Transferring Cash Isa
Is it possible to transfer a cash Isa pot to your wife ? Regards
