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ISAs & tax-free savings
Archives for August 2017
Discussion List
can't get cyprus savings account to work
please delete wrong place
HTB Property Price Cap
Hi, I want to open a HTB ISA but it seems pointless as there is a cap of £250k on properties outside of London. I live in Hertfordshire and will be looking to buy a property for around £275/300k (you can only buy a 1 bed flat for £250k now!). With the rise in house prices since the HTB opened, is it not possible to create…
Total Beginner - Lifetime ISA Commission Fees?!?
Hi, This is possibly the most simple of all simple questions but I've tried to find an answer and I can't :-/ I have just started a LISA with Hargreaves Lansdown with the intention of using it for saving for retirement (on top of pension obviously). As I don't really know what I'm doing, despite reading a number of guides,…
LISA & Nominated Mortgage Products
I am looking to open a LISA with the intention to use the savings for my first home. The LISA has been spoken about very positively on the forums and by Martin Lewis, however, I have one query as it pertains to the mortgage products that will be available when I come to the position to buy. For background, the Help to Buy…
Small time investing S&S Isa
Good afternoon, Since my daughter was born a year ago i'v saved £40 per month into her junior ISA @ 3%. I THINK I'd now like to switch and start saving/investing a similar amount per month into a stocks and shares ISA (My name and possibly with Legal and General). It's effectively her money but for when she's sensible…
LISA: How is the government bonus calculated?
Hi all, Further to my posts from last year I opened a LISA with HL earlier this year and put a nominal amount of money in it (£100) as I read that the bonus would be payable based on the balance as of 6th April 2018, so before that date I intend on transferring £3900 in that is currently being built up and gaining interest…
Transferring existing LISA into a new LISA after age 40?
If I open just one LISA before I turn 40, is it possible to transfer the entire balance into a new LISA after I'm 40, or am I committed to stay with the same LISA provider (and same LISA type) from age 40 onwards? My situation is as follows. My 40th birthday is in 2 weeks from now, so I have time to open one LISA (either…
Skipton LISA problem
Hi, I have been trying to open the LISA with Skipton through their online form as guided, but the after filling all the details in on step 2, the 'next step' button does not work. Anyone else having this issue?
More than one cash ISA
I've recently opened a LISA and I also currently have an instant cash ISA which I opened a few years ago. Is it possible to open another cash ISA, as long as I keep below the £20,000 ISA allowance?
Understanding Cavendish fund d performance information.
Please help me fully understand these performance figures. Here is an example Fidelity Index UK Fund P-Acc 1yr 15.58 percent return (cumulative) 3yr 24.30 percent return (cumulative) 3yr mean return is only 0.641 percent I can not get my head around this figure Looks too small for 1yr average return Could it be average…
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