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Closing a Cash ISA
Hope this isn't a daft question, but it's something I've never understood. I have a Santander Cash ISA with around £10K in it. In a couple on months' time, I want to withdraw the cash to use for something else. However, I keep reading this advice on various websites: "To ensure that you do not lose the tax benefits of your…
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How to buy into funds using ISA S&S allowance?
Forgive my greenness here - I've only used cash ISA's before. Having did some reading into various different funds and some of the amazing yields and excellent fund managers running them I've became intrigued (and excited) about using my ISA stocks and shares allowance... So, for example, if i wanted to buy into 3 separate…
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Lloyds Cash ISA 2014
Hi folks, ISA season is pretty much upon us, and though we don’t know what rates will be like this year yet, we're starting to do some digging and want to know if you've heard anything through the grapevine. Things like details of Lloyd's new ISAs, rate changes or deals exclusively for existing customers, anything at all…
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NatWest Cash ISA 2014
Hi folks, ISA season is pretty much upon us, and though we don’t know what rates will be like this year yet, we're starting to do some digging and want to know if you've heard anything through the grapevine. Things like details of NatWest's new ISAs, rate changes or deals exclusively for existing customers, anything at all…
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HSBC Cash ISA 2014
Hi folks, ISA season is pretty much upon us, and though we don’t know what rates will be like this year yet, we're starting to do some digging and want to know if you've heard anything through the grapevine. Things like details of HSBC's new ISAs, rate changes or deals exclusively for existing customers, anything at all…
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Barclays Cash ISA 2014
Hi folks, ISA season is pretty much upon us, and though we don’t know what rates will be like this year yet, we're starting to do some digging and want to know if you've heard anything through the grapevine. Things like details of Barclays new ISAs, rate changes or deals exclusively for existing customers, anything at all…
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Santander Cash ISA 2014
Hi folks, ISA season is pretty much upon us, and though we don’t know what rates will be like this year yet, we're starting to do some digging and want to know if you've heard anything through the grapevine. Things like details of Santander's new ISAs, rate changes or deals exclusively for existing customers, anything at…
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Santander Isa rates
Been informed that there will be new rates announced this week.
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Isaver transfer
Hello Can someone please help me with the following: I have an Isaver with Intelligent Finance and got a letter informing me that the interest rates are going down and if I wanted I could transfer my money onto a different provider. I thought I had ISA,( as the letter refers to it as cash ISA) and arranged a transfer with…
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Santander Major ISA maturing
Just wanted to let off steam really.... I took out the Santander Major ISA two years ago, fixed at a rate of 4.10% I had a letter telling me it matures in May, and they will transfer it to an ISA paying a massive 1%!!! 2 years on, how times have changed :)
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Are bonds and gilts safe going forward?
I started a S&S ISA late last summer, paying 450/month into 15 or so funds. About one third of that is a mix of bonds and gilts. With the economy and housing market recovering, is this a 'safe' position? How might possible interest rate changes impact bonds and gilts, and should I consider adjusting this? The holdings I am…
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HL Closed Funds conversion
I currently have the Cazenova UK Smaller Companies Class B, which I would like to convert to the Class X, but because it's closed their is no option to convert. I guess I have to phone them, or send them a secure message.
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Best ISA for a 16 year old
My parents have very kindly been putting some money away for my daughter, who has accumulated just over £1,000 over the years. She has recently turned 16 so I am looking into setting up an ISA for her. Popped into a branch of Halifax today and they didn't have the time to set one up for us but suggested that when we do we…
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ISA transfer issue. who to contact / timeframe.
hello. early in February I opened a Virgin 5 year fix ISA and sent in the transfer form. my current ISA with Lloyds expired on the 27th Feb. I opened the Virgin ISA quite early incase it was withdrawn (which it has been) knowing I had 30 days to get the transfer completed. I got a letter from Lloyds a few days after…
