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Accident with and without insurance
Back in January (this year) I was in my car going to work and hit a patch of black ice. I hadnt even got off my street! The car went through a neighbours fence flattening both it & the hedge behind it (quite impressive for 10mph). The neighbour advised me at the time that I wasnt the first person, nor would I be the last…
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Car insurance
Hi my car along with 3 others was hit by a car outside my home last September. The driver ran off, turned out it was the owner who was driving and was charged and is now doing a prison sentence my car was repaired through insurance but even after all this time I’ve still not received my excess back,I’ve rang my insurance…
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Going private
When going private health care (no insurance) does the costs vary considerably using small private clinics to more well known private health care i.e. Bupa?
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Being ripped off by insurance claim?
Long story short i had an accident back in november which resulted in my car being written off (17 plate c class) I had neck injury , right wrist and injury to my chest. I have been to the medical appoitment and they have assesed the claim and offered me £2500. I highly think they are lowballing me as i am still in pain…
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Does a claim affect insurance premium for the victim?
Hi, I got hit in the rear by driver who admitted liability, wnats to deal with repair privately. He admitted liability. Damage not too bad, quoted £150 to repair. I have years and years protected no claims. If I go through insurance, is it likely to cost me extra in future premiums? Thanks
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Private health Insurance - help!
Hi I am new here so apologies if I have posted in the wrong area! I have had a private healthcare insurance policy through my employer which I have £65.02 deducted from my wages each month for the past 3 years, this is for full family cover. Luckily I have never had to use it....until now, I tried to make a claim for my…
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Advice before insurers put value on a total write off
Hi My wife's car has just been declared a write off by the insurers valuer and they are due to call me to discuss the valuation. Not had to do this before, will they use some form of industry price guide or can I argue the toss if I think its a low valuation? The other party have admitted fault. We only bought the car a…
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Car insurance claim
Basically I hit a car and the person in the car wasn’t the owner of the car so he said he’ll let his wife who is the owner make the decision but the driver already made the decision to go through insurance and spoke to the instance on behalf of her but I spoke to her and she would of rather fix privately, so is she able to…
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3rd party’s insurance refusing to do repairs
What do you do if a 3rd party’s insurance authorises part repairs to your vehicle and refuses to authorise the rest as they feel it’s not accident related,without giving you proof?
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Ripped off by broker
For 3 maybe 4 years, we have stuck with the same car insurer - probably under sufferance since we area bit lazy looking for more quotes elsewhere and admittedly Onesure were competitively priced. Sadly that's where the good news ends, since the policy was due to end on 25 March my partner rang several days before (joint…
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Horrible car insurance situation
Hi! Bit of a complicated situation here, I'll get straight to the point.. I was the only motability driver for my gran from 2012-2017 When she unfortunately passed away. After her death I bought my own car and dealt with my own insurance for the first time ever. Now this is where the issue starts. I wasn't aware I could…
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Van Insurance Declined
This is a new one for me. Used a comparison website for van insurance and the cheapest quote I got was for £296 with City Insurance Group. Clicked their linked and proceeded with the usual questions and paid in full. I'll mention that again. PAID IN FULL. Waited for the standard email with docs attached but what I got was…
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Van Insurance Cancelled
About 2 weeks before my van insurance was due for renewal last year, I rang them up on the Saturday to advise them about my recently diagnosed sleep apnea and that I had informed DVLA who had not made a decision as they were waiting for my medical records. This had the effect of raising my renewal premium to £545, approx a…
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Insurance shortfall after car theft!!
Hi guys. We were the very unfortunate victims of car theft 3 weeks ago when two guys fished our keys and stole our 6month old Mini. Our insurance company has since written the car off and offered us a market value settlement!! However this market value sellemt falls way short of what we owe the finance Company. My…
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Rental Van Damage
Clever clogs here left the handbrake off a rental van from Enterprise at the weekend. End result, destroyed a sizeable brick pillar and have probably written off the van. Looks like my exposure is limited to the excess on the rental agreement, which is fine. Though I am ruing not agreeing to £75 extra to reduce the excess…
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Urgent help for medical insurance assistance abroad. They've refused to pay
I need urgent help.to assist my brother who is in intensive care in Brazil. Below is a copy of the letter I wrote which explains most of the situation. Any help would be appreciated as we have tried all avenues and Foreign office to no avail. Dear Sirs I am writing to you regarding the refusal by the underwriters to…
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car insurance renewal
Hi I have done the usual comparison sites to renew my father in laws car insurance and so far the best quote i can get for him is £25 cheaper than his renewal letter, thing is its the same company, they have sent out his renewal for this year and the comparision site lists his own company as the cheapest quote. Is this…
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High Car Insurance Quotes for New UK License Holders (but experienced EU driver)
Hi all Would really be grateful for some advice on behalf of a friend. She moved to the UK in 2014 to live and work and has just obtained a full-UK driving license (February 2018). She works full time for the council. Previous to this, she has driven in Italy for approximately 15 years with a clean license and no accidents…
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why is my insurance 1k more this year?
Car insurance is due for renewal, was paying £1.7k last year, have earned 2 years NCB. All was good and well got a quote for £800 when putting down the address I ACTUALLY live at (lincolnshire) but the car isn't kept here, it's at my family's house as I didn't bring the car with me when moving since I had no plan to drive…
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Chancel Liability
Hi I am in the process of buying a property that is built on an area with a Chancel Liability. Mortgage and solicitors say it is not an issue but best to insure for around £50.00 one off fee. Can anyone provide details on if an issue around reselling the property and also any recommendations on insurance companies that I…
