-
Delinking
What does 'delinking' refer to in the context of insurance?
-
Carline Direct/VCIL Insurance.
Beware this outfit. They do an auto renewal on your previously used credit card 5 DAYS BEFORE your renewal date. Fine if you are happy to stick with their renewal quote. Not so good if you shop around and miss the auto renewal for any reason (I did as I was away from home for a month, getting back the day it was taken),…
-
Best Quality Car Insurance
Hi I'm in the process of shopping around for car insurance and with a comparison site they compare on price based on excesses etc. However is that the only factor you should consider ? Are some insurers better than others ? Or can you just judge on price alone ? Apologies if this is a stupid question but there are so many…
-
Is there a flood warning in place? What does this mean for home insurance?
Hi all! I renewed my buildings and contents home insurance 14 days ago now with Legal and General and thought I'd got it out the way for another year, getting it for £150 for a 2 up 2 down mid terrace up north, with a possible cashback to come from Quidco of £60 (although this didn't track at all and I've had to do a…
-
GAP Insurance, 4 months and no payment!
Hi All, Bit of a long story but I will try to condense as much as I can. - Bought a car in December 2013 for £12K on finance from a local franchised dealership, with GAP insurance cover for 4 years. - At the end of January 2014 the car was written off. All the necessary documents were sent to the insurance groups, and I…
-
Greedy broker
Decided to change my rental van halfway through my Insurance year, asked for existing insurance to be moved to newer vehicle and what extra charge would be, I was quoted £300. Enquiries to other brokers say £35 is the norm, I have a clear insurance record and I pay a premium rate, to scrap this contract will result in a…
-
House insurance auto renewal
Hi, Looking fo some help please. I had house insurance last year and i cancelled the auto renew which was due to start at the beginning of April. I wrote to the company and advised them not to renew on 17th March. I have noticed from my bank statement that the company made a direct debit on my account which did not have…
-
House insurance renewal no claim but gone up?
Hello I've had an insurance renewal email this morning I've never claimed on my house insurance but the premium has gone up by £5 a month which I think is a lot over the year. Is there a reason this might happen? I'm going to shop around but just wondered why Thanks
-
Insurance wear and tear
What is the point of home insurance if companies use the same old kop out of 'wear and tear' for claims!!
-
House insurance
Hi, My first post here. Before getting quotes for my house insurance I would appreciate help. 1. Do I have to declare a claim on my rental flat ,the building block roof leaked to my flat,management claimed on block insurance , will it affect my own home ins.? 2. I briefly looked at Tesco home ins.front page and it said…
-
Cover for cancellation due to FCO advice
Hello Been looking at policies for three hours and going blind now... Off to Thailand in July and I'm concious of the unrest there at the moment. I'm trying to find travel insurance which will cover cancellation if the FCO advise to NOT to travel there (not insurance to cover me if I go anyway!). Can anyone recommend an…
-
Connoisseur's choice of contents insurance
I'm looking to renew contents insurance, and as I get older, I'm getting more risk averse! I'd like to know if any forum members who have claims experience from their professional lives would recommend any particular brand and underwriter? I live in a flat, so only need contents insurance for £30k (although I have a…
-
Can I get the their insurance to pay me cash?
I there, Last week some one ran up the back of my car and did quite a bit of expensive damage (the car is still legal and safe to drive though). I have been quoted £1765 for repairs and though I haven't heard what their insurance has decided to do I'm assuming that they will give me a total loss settlement; the car is…
-
Car Insurance after living abroad
We came back to the UK last year after 6 years in Australia. I attempted to get car insurance & accepted a quote from Halifax as it was the cheapest at the time. I have never had an accident in 25 years of driving & was insured & drove in Aus. However, there is no equivalent system to No Claims bonus in Australia so they…
-
insurance - car incydent
Hi The guy hit my car. I was on the busy main road going 30mph or even less and guy drove into the main road and hit my car. It was definitely his fault. I have a car which my friend bought for me and we have never swap document etc...so insurance is on my name and car on his name. My question is: when his insurance…
-
Car Insurance Hit & run question
Last year I was the victim of a hit and run. A white vehicle hit my parked car damaging the whole wing and door. I reported it to the police who suggested it would have been a white van delivery driver based on height of damage but as no witnesses nothing they could do. A claim was made on the insurance, paid out no…
-
Insurance 'free' extras worse than PPI
Hi, first of all, I wanted to get the newbie help and thread advice mentioned on the forum rules page, but can't find the link to this Board Guide, which should be down at the bottom right of the board; either it's not there or I can't see for looking, so apologies if this is already a thread - I tried! So... I've just…
-
Professional Indemnity after bankruptcy
I was made bankrupt in 2010 and discharged 6 months later due to the recession having an unbelievable effect on my business. I did not have 1 personal debt and have never missed a fuel bill or mortgage. I even sold off most of my belongings to pay bills before the bankruptcy and I have done everything right. I need…
-
Car insurance claim - Preferred garage disagreement
Hi all. Motor insurance claim question for ya! I drive a mini Cooper S in a special limited edition colour. Someone scraped along the side of it whilst i was parked. It was a neighbour and they owned up. Set the ball rolling with my insurers. M&S on behalf of Minster Law. I asked them to use my certified Mini Garage if…
-
Insurance for 32 year old newly qualified
So, having a bit of a mare trying to find out about insurance for newly qualified drivers who aren't 17! I'm 32 and just passed my test. My girlfriend (38) has held a full UK licence for 10 years (and an Italian one for 9 years before that). We're just looking into getting a second hand car, something like a 1.2 petrol…
