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Water leak can I claim?
Hi all, posting under a new username as Im quite a regular on the boards but I am embarrassed to be in this situation. Would apprciate any input from insurance experts or people with similar experience. My hubby is away with work and Im dreading phoning him to let him know what has gone on, the insurance is in his name so…
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Direct Dial Insurance...Advice please.
I recently took out insurance with Dial Direct. Within the policy documents was an instruction to send back the signed credit agreement within a certain time limit or I would be charged £15. This I did. Much to my amazement whilst checking the bank account I noticed a payment of 20 pounds had been taken from my account. I…
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Hastings Car Insurance BEWARE
Anyone who is insured with Hastings and is unfortunate enough to have a bump, or an alleged bump, do not rely on Hastings knowing what to do to defend the case. I have just lost in court against someone who fraudulently alleged that I had hit the body of his car (our wing mirrors touched - that's all) and caused the usual…
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Accident no insurance
My wife got hit by a lady who was speaking on her mobile. The lady admitted liability and has signed a letter mentioning she was at fault. She has however requested that the damage be settled without going through the insurance company and she would have the car repaired. My suspicion is that she did not have insurance and…
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Dental Insurance - any advice ?>
I unfortuantely havnt been to the dentist for some years and fear that eventually I will need to go, but appreciate there aint many NHS dentists anymore. I now have tooth ache so know will need to go and will pay, so that I dont end up like this next time I was thinking of taking up a dental plan. Can anyone recommend one…
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Boiler cover advice. Renewal time am I over insuring?
I've just received a renewal notice for my annual boiler cover from Domestic and General. !Initially it doesn't look too bad - an increase of £1.50 PCM to £16.50 which includes cover and an annual service. On closer inspection though I think that they have changed the terms of the agreement so that should !the boiler be…
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how do make sure my ex-husband doesn't get the "marital" house?
i live in a house that has a joint mortgage with my ex-husband. the mortgage was took out in the year 2000. he moved out and we got divorced in 2007. i have no children. the only thing that ties us together is the mortgage. during the 7 years he lived in the marital house he only paid a couple of years worh of the mortgage…
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Buying a new and getting car insurance to drive it away.
Having just passed my test and looking to buy a new car, how do I go about getting insurance on a new car. Is it best to take out insurance now on the type of car I'm getting and then go looking around at the ones I've seen, or is that not advised. It'll probably be a private sale btw, thanks for any information.
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Insurance renewals
Hi everyone just a quick question. If you have mobile phone insurance do the providers have to contact you at the end of the contract or annually to renew or cancel? House, car and white goods insurance all contact annually in order to renwew. Thanks
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Which insurance do i need ?
Can someone please explain what insurance do I need. my hubby has been diagnosed with a disease and do not know if it is life threatening - awaiting results. Problem is we have home insurance for contents but only last year stopped and forgot to restart, the life insurance (our mistake). what sort of insurance is needed to…
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How to find a good IFA?
I want the services of a good IFA, initially for protection products but in the near to medium term also financial planning. Moving around a fair amount I dont know many "locals" to recommend someone and having looked periodically at those who are on Unbiased.co.uk I have always been concerned that the majority really look…
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Wifes got depression can we cancel holiday and claim on insurance
We have booked a family cruise at the end of January for me my wife and our 3 children , however my wife is badly suffering from post natal depression , depression and anxiety disorder in which these last couple of months she has been suffering very badly , she is currently on medication and she has a psyciatric nurse that…
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Missold break down cover?
Hi, Hopefully someone has some feed back for this insurance nightmare!: I had an ongoing problem with my old insurance company for months now. I changed cars 6 months into the policy, found cheaper insurance elsewhere so decided to cancel policy. Was told that my break down policy could not be cancelled and run for the…
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Legal Expenses cover - buildings/contents
I have separate buildings and contents policies, both up for renewal. The broker has included legal expenses cover, just as he has done in previous years. Having read the legal policy I can find it hard to see any circumstance that I would need to claim on it. Most of the wording is related to employment rights claims and…
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Travel Insurance
Can anyone explain the difference between an existing and a pre-existing medical condition?
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Co-op home insurance referral code
Hi all, I would like to get home insurance with the Co-op. According to the adviser, I can get £20 off the premium if I can be referred by a current Co-op home insurance customer. She also said that the referring customer would get £20 too. It would be great if someone in the big MSE community could help. TIA
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life assurance question!!
my husband took out a life assurance (term) in feb 2007 for himself, then in march 2008 he took out another life assurance (term) for both of us, however i dont see how it is possible to have one person insured twice and since he purchased both policies from the same company, being norwich union, is this even allowed or…
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Home Insurance - Depressed
It's time to renew my B&C insurance and I've been with IF/Halifax for 10 years now, just kept letting it auto renew. Got the quote through (it hasn't gone up that much this year, just expensive) and it's £556.50. Which seems expensive for a three bed semi, two adults no kids, includes accidental damage, legal, home…
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Expensive car insurance
Hello this is my first post. I've got a question about car insurance, as I was expecting my insurance cost to drop slightly this year but unfortunately it went up by £100. I've checked directline, moneysupermarket, confused.com, comparethemarket and obtained what I thought to be the best quote. I am wondering what is the…
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Do I need to report this?
Hi, I'm wondering if I need to tell my car insurance company about an incident which occurred yesterday evening. I wanted to buy a few items so I parked by the kerb behind a white van outside a small grocery shop in a quiet street. The van was delivering to the shop. The car was left engine off, lights off, with a…
