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windsor life
My husband has two old policies from a company called gan which was later bought out by windsor life. I am not sure what the policies are my husband bought numerous ones back in the 90's and is unsure himself. The heading to the policies say life assurance and pensions. What can I do with these? Does anyone have any idea…
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Life Insurance
I will try to be brief, my father in law has recently passed away and I am trying to assist his wife with finance, he had a Life Insurance policy and paid in £3 per month from 1977 until the insurance company (Britannic, now Phoenix) said in 1997 because of his age (85) he was no longer required to pay any more premiums. A…
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MPPI or Income Protection
I my scenario what cover would you think would be best? Age 24. Employed on £25000 annual gross. Mortgage £730pm. Would like to cover other bills as well. 3 months sick pay. Concerned about accident, sickness and unemployment. I'm looking at the 2 ANT Insurance options and can't decide. Income would seem to protect me…
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Noriwch union direct house claim issue
Guys had my nikon d40x got damaged, wind blow my tripod over and the shutter realise stopped working while away in the isle-of-sky. camera had damage and 18-55 lens also. It was covered under my issue, the company have come back and said they can repair this cheaper than replacing it. I'm due to go to Cuba next march on…
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Liverpool Victoria , LV.com ???
Is it just me or is this site not working for others also ?. Been trying for over a week now, just getting a error message as if a website isn't there. Lots of TV ads for it, lots of banner ads online also, clicked from them also and still not working. Any ideas ?.
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Tesco Life Cover loophole / £50 voucher
I hope that this posts this time, as I just typed it all out and lost it. Right then, Tesco are currently running an offer where if you get a quote for life cover (fixed term or mortgage cover, with/without CI) before 12th November 2008, and subsequently buy the policy, they will send you a £50 voucher to spend instore or…
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Car Crash help - urgent advice needed
Hi all, My fiance has just called me to say he has had a crash - please can someone offer me some advice as it is complicated. He is driving his parent's car and is only 3rd party f&f - the accident was his fault and there is damage to his car and the other party (a white van). what does 3rd party usually cover and would…
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Contents insurance - do i live on ground floor or first?!
Hi, I live in a flat on 'upper ground floor' - this means I live on the lowest level in the block of flats, although I do walk up one flight of stairs (about 10 steps) to get to my flat as it is raised from the ground. My outside windows are not ground level, and it would be impossible for anyone to break in without…
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Insuring an air conditioning system
I rent a flat off my landlord, the flat has central heating installed however we have no control over it. SO i decided to get air con in stalled in the lounge and bedroom. This consists of 2 indoor units on the wall connected to one out door unit. The question is, to get this insured is this building or contents. Getting…
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Travel Insurance for emigration purposes
Hi. My family and I are emigrating to Canada in about a month. Does anyone know of any travel insurance which covers the single trip for something like this? I've found Post Office Travel Insurance have a clause that says they cover one-way flights for the purpose of emigration but this seems awfully expensive? Before I…
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insurance for boiler breakdown
I enquired about insurance for my central heating boiler and was given a quote by Vaillant which I accepted. In finalising the deal on the phone,I was told that I couldn't claim for 28 days...fair enough! but then told I would have 11 months cover! I complained that then it wasn't a years cover,and was told that next year…
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Have I got the right insurance? Or should I have Income prot and PHI?
Hi, I am unsure whether I have the right insurance. My mortgage adviser has set up policies for the following for the past 3 years; MPP - covering mortgage payments for disability - I get about 5 weeks and partner doesn't get any sick pay. Total cost for me and partner £40 p mth. I think I'll be better off with income…
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Life Assurance Reclaim/Income Protection Plan
Hi fellow Money Saving converts... My question today is: am I entitled to reclaim for a mis-sold Life Assurance/Income Protection Plan policy? I was sold this policy back in 1996 when I was the ripe old age of 22 years. I ststed to the Financial Advisor at the time that I didn't have a deposit for a mortgage ready, but…
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Car insurance query
Hi there is it ok to get a new quote with the same company rather than accept the renewal quote, also is getting a new quote likely to be cheaper than the renewal quote.?. many thanks
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PPI reclaiming
Apologies if this isnt in the correct area of the forum,wasnt sure where to post it! Saw Martin on GMTV this morning and he was talking about reclaiming PPI, it struck a chord with me and made me realised that the company who provides my car insurance may owe me money back. I have been a customer of endsleigh insurance for…
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Chaucer Direct feedback
Has anyone got any feedback on Chaucer Direct for car insurance. Just had a great quote from them but have never heard of them:confused:
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House Insurance Claim Rejected
I have today been refused an insurance claim. The circumstances are that I have have my property a 3 bed house, I'm doing up the kitchen the kitchen has been ripped out whilst ripping out the work tops I have knocked and split the clay soil stack so now I have no sanitary facilities. I have tried to make a claim against my…
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Advice please! Claim against council.....
Hi all, am hoping that someone out there would be able to help with some advice.... Back in March I hit the front of my car on a broken metal post in a council multi storey car park. The post was there for the purpose of stopping drivers hitting the concrete wall and originally was about 2ft high but had been obviously hit…
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Exceeding trip limit on annual travel insurance
A friend of mine has just booked a long stay holiday which lasts for 94 days. They have annual travel insurance which covers any one trip up to 91 days. They do not wish to alert the company by asking them this question. Are they covered for the first 91 days, the last 91 days or not at all?
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Car insurance claim advice please
I have rather stupidly done some slight damage to my car. the local bodyshop has quoted £350 to fix it. I have protected no claims, so decided to get it done through the insurance. All sorted except - Thet say my excess is £150, on the schedule I have I think it should be £100. I've never had to claim before, so would…