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Archives for May 2020
Discussion List
I finally realised money management is a skill that can be learned
I've never been materialistic regarding brands and so on, but like many people, I often frittered away my hard earned cash on lunches, snacks and so on. I'd save, but often had to dip into it to clear overdrafts as I never planned ahead for specific annual costs like Christmas, school uniforms and birthdays. I barely…
Saga's saga
A few months ago I tried to be matched to an independent financial adviser using unbiased.co.uk. In the end I never was. I guess my net worth was too small to be worthwhile. Perhaps it was a way for me to be reminded that, in the grand scheme of things, I don't really have that much. You see, back in 2013 I was between…
Future is Bright
Long rambling post I fear for my first diary post but here goes.... I've spent all my 20s in and out of debt (mainly in). I'd say a lot of it was gambling, the rest was living above my means. I'd have a good month and splurge on holidays, days out etc and then instantly regret it as the next month the debt is still there…
Young, dumb and saving for a house
Hello everyone, my name is Joe and I live in the South East of England. I'm 19 years old and I'm saving up to eventually buy a house. I currently earn <£20,000 a year but I manage to save ~£1,000 a month - having no bills to pay definitely helps. Here's a breakdown of what I have so saved far: * Vangaurd Global All Cap S&S…
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