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Archives for May 2015
Discussion List
Advice welcomed
Hello all, my family and I have just been given [this doesn't happen often!] 15,000 Euros in cash from a relative as an inheritance. It's bought great relief because we have been struggling. We hope to use it as a deposit for a house in the future - with other savings 20,000 Euros in total. But in the meantime, we are not…
Saving for a house to call home..
Hi :hello: I've had a saving's diary before but due to ill health and lots of changes I fell behind on posting and neglected it :( So here I am starting a fresh with lots of motivation to spur me on to save all my pennies to have a house to call home... So here's a little about me - I'm twenty two, live with my mum, dad…
Saving for a place of my own: Starting over
Hi, this isn't my first time writing a saving diary here. In 2013 I wrote here about my quest to save a deposit and move out of my parent's house. I worked hard and saved a nice little sum but then everything went a bit wrong. I had some medical issues (anxiety and panic attacks) which meant I had to leave my job. I didn't…
saving for a house part 2
Hi, This is my first post but hopefully I shall be using the forums quite a bit. I have decided to do a money saving diary as I really need some motivation to get my finances back on track. I know people are struggling on this forum so I'm not trying to compare myself to any one, just trying to crawl out of the rut that I…
Money Saving With Determination
Back in 2010 we had other things on our mind, our son was born so free time was little. Prior to this we were dedicated money savers and regularly checked on what we had been paying for things. I said to my good lady this evening right time to get back on the ball with out bills. I have only switched energy and house and…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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