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Hullcity
set Message originally posted by esu
The 3 year plan
I'm Clare, I'm 25, married and have a 20(ish) month old daughter. I have always been reckless with money - it burns a hole in my pocket. We currently live in a house owned by my husband and his cousin (weird, I know). His cousin lives in London at the moment and has no plans to return "home" - which is good. However, I…
My Saving Journey - Supporters Welcome
Hey Everyone, I'm relatively new to MSE Forums and just wanted a place to record my successes and failures in a bid to get debt free and start saving for a house and a new (to me) car. If anyone has advice or would like to follow my journey please do!! I often feel like i have a thrifty angel on one shoulder and a spending…
Turning point at 30- life and savings dream?
HI Guys, I am 30 years old (well nearly, in a few months). I have up until now been a teacher and now am thinking of a career change. The demanding nature of the job slowly is destroying what is left in me. I have about 20k in savings in the bank. And quite a big student loan of 26k that is still gradually being paid off.…
How we saved £10 a week on our leccy bill.....
by simply changing the light bulbs we use in high volume to LED 4W bulbs. We was spending £22.50+pw on electric but on the last bill this was £12.50 pw.
My savings
Hi, I am trying to save money. In order to achieve that I am reducing my costs. These are my monthly costs: Pocket Money 15 School meals 30 Dance school 48 House rent 635 Electricity/gas 59 Council tax 118 Water 47.20 Phone and internet 16.40 tv licensing 12.12 vodafone (2 mobiles) 18 AA 8.81 Car Insurance 40 Car Tax 15…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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