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Archives for October 2013
Discussion List
Sainsburys new customer vouchers
I followed Martins tips to buy from Sainsburys as a new customer. He advised that new customer vouchers are given and I downloaded one, and that these work on deliveries up to Saturday 2-11-13, but Sainsburys order site closed them as of deliveries Friday 1-11-13. There is nowhere on Sainsburys site to contact them by…
Matt's money saving plan 2013 and beyond
In a nutshell, despite leaving a lowly paid part time supermarket checkout job for a better paid full time job in April 2012, there was a problem. The supermarket was a short walk away whereas the new workplace was over the other side of the city and I would have to use my car to get to it. The cost of diesel went from…
My Savings Diary
Started this thread to try and motivate me; Current position 24, Living at home with parents, looking to save towards a house deposit! Hopefully...save 10k by the end of next year! I have no willpower when it comes to saving, known to randomly spend £20+ on my lunch times in Asda on random things...have decided now is the…
Life Starts Again - wedding-house-business expansion
Hi, After recently going through a major financial disaster and coming out the other side now, myself and OH are looking forward. We are getting married in may 15 and want to save £20k. We would like to buy a house so want to save the deposit apx £20k And we would like to expand OH business £20k apx We have managed to save…
How do you celebrate meeting your saving goals?
Nearing the 40k and wondering how to celebrate come February. So! Do you splash out when you reach a saving goal or do so money saving style?
MSE Blog: My year of saving over £1,000
Hi all, this is a thread to discuss the MSE blog: My year of saving over £1,000 "I thought I was a good MoneySaver before joining MoneySavingExpert.com.... Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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