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Archives for October 2010
Discussion List
weezl and friends Phase 4 - recipe testing christmas treats!
Hi all, This thread is for people who would like to test our Christmas meals. Any friends of the project who would like to do this are more than welcome. :) Aless is following with more info :)
how to save?
We don't really have any debt apart from our mortgage which we've just started overpaying to save ourselves over £26,000!!! I have completed an income and expenditure form and this tells me that after all our essential bills have been paid we should be able to save £800 a month, we bought our home 2 years ago and while we…
no matter how much i save i never feel its enough!!
i am 47 and spent my whole life being strict with my finances--i cant remember a single month where i have not saved at least 30pc of my income.--i am well set up in life but find it hard to loosen up when it comes to spending. i got married for the second time in 2007 and have a step daughter-my wife works hard and we…
xmas gifts
hi-i'm a mse newbie,but wanted to share my recent saving with you.i already use the superdrug feedback website to gain 10%off branded products and 25%off their own brand products.what i didn't realise that this was also valid on their 3 for 2 xmas gift range.i like to buy my staff at work a token gift every year,and this…
Time to Save! Tips! :) Help me get my sofa!!
Hi everyone, At the moment I am paying off my loan, car, store cards and my credit card (about £500). I live with my partner and I wouldn't say we are short of cash - we have enough to live comfortably in our house and have money to spend each month - but there's never enough is there! :rotfl: We are in need of a new sofa…
I've saved nothing!
deleted as work colleagues found username and forwaded on all posts to laugh at
Savings... Are you having a laugh!
How is anyone supposed to save on my budget; Salary £1324.10 Mortgage 336 can't reduce due to current deal Council Tax 126 has to be paid Loan 242 secured on house Gas 40 already in arrears due to faulty boiler I can't afford to fix Electricity 35 in credit by £23 Sky (telephone, broadband and basic Sky package) 33 can't…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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