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Archives for August 2005
Discussion List
Thank you from a newbie
Despite lurking on MSE for a while (mainly the shopping forums) I recently decided to take things a step further, and even hubby has joined in the deal searching! In the last couple of months we have made the estimated savings by paying off and switching suppliers: Cleared Lloyds TSB Credit Card : £600 per year Switched to…
car recovery
Apologies if this is posted in the wrong place but did quickly scan and cannot see a mention anywhere else here. When I was renewing car insurance last year, I declined their breakdown at over £60 and decided to use Auto aid as Martin had written a very positive account on this site. So far this year I have had 2 reasons…
Some of my Savings
What a great site. I have just bought £180 worth of halfords bike vouchers with 15% off for £153 saving £27. I recently saved £247.50 buying hardwood chairs from Tesco, they were reduced from £55 to £13.75 I saved thousands on my Life Assurance by using Martins recomendation to use Cavendish Online. I am saving on my phone…
Money saving??? Spent a fortune!!!
:eek: After reading this site yesterday I spent a fortune! First there was the craghoppers sale so i bought some stuff there. When I looked later on there was the amazon dvd sale so bought some dvd's. Then at night read about all the extra points at boots.com so had to buy some stuff there as well!! Must learn to control…
Thankyou so much to everybody...
Hi I just wanted to post a big thankyou to Martin and all the other MSEs on these forums who have helped me. The combined help of all you people has allowed me to: * Save £500 on car insurance * Set up an easy-access account with the best interest rate (£550 saving) * Avoid paying tax I don't have to (£300 saving) * Sell…
£204 car insurance saving - thanks Martin!
Martin - if I could buy you a pint (or vodka, if you'd prefer :D ), I sure as dammit would! Thanks to Martin's tips, I've just saved £226 (and counting) this week on next year's car insurance - yippee!! :D :D I got a quote from https://www.confused.com as suggested, which was £150 cheaper than my current insuere. I…
Premium Bonds
Hi! This is my first post, however have been a "moneysaver" addict for a long time now. After taking Martin's advice, I used my 0%credit, not in a high interest account but bought some premium bonds, and lo and behold 6 months later £100 came flying through my post! Not bad for doing nothing! so I re-invested it, just have…
Post of the month - August
Please nominate your most Useful/Helpful Post of the Month £50 award by replying to this post. Also please do not lobby to win the prize - it's not cricket! Please include: A. A hyperlink to the specific thread/post - highlight the web address of the thread/ post when you're viewing it from the address bar at the top of…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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