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When do you pay solicitors fees?
At what point do you pay solicitors fees? At completion? already given them 500 for searches etc. but when do they ask for full bill
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Council tax letter from a shared house I rented 4 years ago?
Hello Okay so for some reason I got a letter in the post asking me to pay an outstanding balance of over £700 for a council tax period of 1 year! In my defence, I can say it was a shared (semi detached) house and I was renting the house from an agency not directly through the landlord. The agency at the time gave me a…
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Estate rentcharge with repossession powers on freehold property.
Hello. Looking for some advice on this as I know it is becoming a
much more common issue, so hopefully someone has been in a similar situation. I am in the process of buying a property with an estate
rentcharge (only 2 year old on a new estate) and was hoping to complete soon had
this issue not came about. It has only now…
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SDLT + Cap Gains tax - Selling an inherited home, now jointly owned
I wonder if anyone can help Three years years ago, a friend & her sister inherited a house which has been rented. They both own separate houses with their spouses. They are now looking to either: a) put on the market or b) one of them will buy the other out I've been trying to offer advice but am not best placed to do so…
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Tenants in common
Hi all, I am the owner of leasehold BTL property with no mortgage. I'd like to add my wife to the title to become tenants in common, and attributing 99% to her in order to pass on the tax obligation as she has no other income. Conveyancing fees for this are £1k which I'd like to avoid/reduce if possible. So, is this…
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Fire and carbon monoxide alarms in rentals
Hi all, just wondering if anyone can advise of current rules on alarms (fire and carbon monoxide) for rental properties? I couldn't seem to find anything from the last year hence asking here. I'm certainly not saying my landlord is doing anything wrong, I'm just wanting advice (even if there's anything *I* can change at my…
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Registering charge on property
Hi all, bit of a long one so please bear with me. Approx 3 years ago, I lent a close family member approx £50,000 to help them with house renovation/extension. The amount was agreed and signed for and I paid in stages over a few months. The agreement was that it would be paid back in full, two years after the last payment…
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Please help me on a phone mast
Hello everyone, Please can you give me your thoughts. I am buying a house. Last year, about 116 feet away, there were proposals to put up a 15 metre telecommunications pole and large base units. However, this proposal was rejected due to: Not complying with sections 2-6 of Part A.2 of Schedule 2, Part 16 Town and country…
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Empty properties
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Troubles of an honest landlady
Hello, I’m looking for some advice.. A fence has fallen down in the property that I let out. I approached a local fencer who I have seen working in the area on a couple of properties. He came round to give me a quote, seemed very knowledgeable and accommodating to the special access requirements to my flat. I paid a…
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Moving residential mortgage to BTL and purchasing a new house
Just wondering if any one has gone through this process, what difficulties should I expect and money expenses involved.Bought my first proprety in 2020 for £125k, 15% deposit, 85% LTV. The proprety is now worth approx. £135k.Fixed-rate is coming to an end in December this year, and I am looking to buy a new-build 3 bed…
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Kitchen surfaces used as breadboards.
New kitchen 7/8yrs ago . With same tenant throughout . Rent left the same. . On checks kitchen surfaces always cluttered so not known hes not been using a breadboard, so cuts and nicks everywhere iincluding the stretch containing hob, and will have to be replaced to be inkeeping with rest of kitchen which still looks good.…
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HELP - price reduction after mortgage offer
I'm a FTB so a bit clueless when it comes to buying a property. We have had an offer accepted on a property and got a mortgage offer which expires end of August this year, the details are as follows: 235,000 deposit 605,000 borrowing 840,000 agreed price 72,0238095 % LTV The mortgage offer states 'Minimum value of the…
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Let property campaign
Hello. Iv recently been issued a HMRC let property campaign issued letter in the post. I let my personal house out to a Tennant in 2012 because I'd moved out and was living with my then partner. The relationship ended and after the initial 6 months tenancy agreement ended I moved back into my personal house . As this was…
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Is a historic Cavity wall insulation warranty REALLY that important?
Evening all Just on the cusp of exchanging contracts on our sale and purchase. However....our buyer's solicitor seems to be making an unholy fuss about an answer I gave to one of their enquiries. They asked if we had a warranty for the cavity wall insulation, and I said no, because the work was done by the previous owners…
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Exiting tenancy agreement before it begins
Hi, I am a tenant renting via a letting agency and am hoping to get some advice regarding ending my tenancy agreement. My partner and I rent a flat which is in a block of flats managed by a building management company. The flat is owned by our landlord but we have no direct contact with him, only with the letting agency.…
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Buying freehold of land in Conservation Area
I have 75 years remaining on the leasehold of a small piece of land in a conservation area in town. The area is 270 square metres On the land is a pair of garages and a vegetable patch. The council classifies the garages as temporary structures. Being in the conservation area there is no prospect of being granted planning…
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Six month break clause notice period
Wanting to check if it is permissible to reduce the notice period for landlord if it's in a clause in tenancy contract. I have been under the impression that 2 months is usually given by LL and 1 month by tenant. I also believed these durations were enshrined in law. This is a clause I'm looking at now after requesting 6…
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Financial security for my partner and I
Hi all. Any help, advice and recommendations are greatly appreciated. Myself and my partner are both home owners, and we are looking at purchasing a house together. In the mean time, she is currently in the process of selling her property to move into my property prior to our search beginning. Out of respect for each…
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Leasehold/majors works
Hi, I am FTB so really new to all this - could some one advise me on the following: I’m currently interested in purchasing a leasehold flat in London. The vendor when I went to view it mentioned there were upcoming works in the estate and actually listed all the things the were due to be repaired/maintained. When I…
