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Buying flat - but there are issues!
Hello all! Would very much appreciate any advice you can give. We have been looking for a property for a while now, and had to get back on the horse after one fell through. We have now found another flat which ticks almost all of our boxes internally, but there are issues. First, the garden is communal. This would be okay,…
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Renting a flat - percentage of wage
I am possibly thinking of renting a flat for a limited period of time in the future (6 months at the most probably, to cover between house sale and purchase). I've had a brief look online and most of the places I'm looking at are half my current monthly pay in rent - I'm confident I'll be able to live on the half that will…
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Definition of "main residence"
I've tried searching/googling for this but just can't seem to find the right answers, so if anyone on here can help I would appreciate it! Both currently live and work in the Midlands, but partner is from Northern Ireland and wants to buy back home. We would be first time buyers. If we find what seems to be the perfect…
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Stamp duty on property in trust
I have just come across this in my mother's deeds. It is hereby certified that this instrument falls within Cat A in the schedule to the stamp duty (Exempt Instrument) Does this mean stamp duty is not payable ?
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Failure to transfer 2nd deed to our name
After owning this house for just over 3 years we had tried selling only to discover that the garage had a deed of its own. Our conveyancing solicitor on buying the house and that of the seller had failed to recognise that it has a 2nd deed. Our original solicitor when buying the house claimed it was our fault and tried to…
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Landlord wants end tenancy but cant
Hi I am in Scotland. The landlord wants to "move back in" to the property but can't seem to give proof of this so I am safe for now at least. What proof generally is needed I'm wondering?
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Stuck in property chain
Hi guys, Helping my dad buy a house for the first time. He is a FTB but stuck in a chain for 6 months. Things have been moving slowly as it’s such a long chain however, last week he received the news that the buyers right at the top of the chain have pulled out as there was an issue with not being able to build an office…
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Bungalows
Hello everyone. I’ve been house hunting for a while. I’ve seen a bungalow I like the look of. Is there anything I need to consider? Are they harder to mortgage? I understand they can be costly to heat.
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Lodger
If I became a lodger at my girlfriends parents house, could I still get the shared accommodation housing rate paid to them? My girlfriend is at University. I have no where to live, they have a spare room. I am on Universal Credit.
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Investment in property
I am in a position where I would want to live in London, where my workplace is, but I don't feel confident to get a mortgage there (I could afford a deposit). The reason for that is I am not sure if I will live there for long, and also I don't like investing at peak price, which is what is happening now. Therefore I would…
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Selling House with a view but new houses may be built
Hi, we are shortly going to put our house on the market. It has fields behind and nice views and normally would be a good selling point. However the council wants to put a big housing development in these fields and it looked like it would be approved and building start in the next year or 2, though not necessarily in the…
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Electrics issue pre-selling
Hi there, our house has just gone on the market as we've found a house we're very keen on. Our house is a 1920s 3-bed semi (ex-council). We purchased the property in 2015. The previous vendors had put external power to a summerhouse & shed in circa 2010/11 without Part P building regs. They refused to do anything to cover…
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* Update* buying a house with a charge registered on title
Hi, This is just a little update as I know some of you may have read my other posts and some may be going through the same. Long story short, we had a offer accepted on a house of market in may 2021. It was an executor sale with a few executors who do not get on with each other. We were due to settle end of July when 2…
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Single mum nowhere to live
Hi, I've recently been made single after finding out my partner cheated. I am due to give birth in March, and up until this point, I had plans to move in with my now ex partner. Clearly this is not an option now and time is running out. I am currently living in a shared house however my contract ends in March because the…
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Stamp duty refund
Hi, I purchased a new build home a few months ago after a divorce. The builder paid the stamp duty which was calculated at the higher second home rate. The family home has now sold, if I apply for a refund will I get the money or will the builder, seen as though they paid the incentive? Thanks Ben
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Interested to know thoughts on this offer
Hi all I've just placed an offer under asking on a property- in this market it feels like sacrilege to do so at this moment in the market so I'd be interested to know peoples thoughts on this if they were in the sellers shoes / or just in general really! The property is a 2 bed 1 bath done to very high standard within I…
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Selling a House you bought a couple of months ago
Hi I’m after some advice is anyone is able to help. I moved into a house in October last year - went from a new build to an older house and it’s just not the house for me. The house it’s self is lovely location is really popular neighbours are friendly I just think I prefer new builds and feel I have made a mistake. I’m…
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Buying house that you are a 50% beneficiary of?
Hi So my Wife and her sister are due to inherit 50% each of their grandparents house, probate is going through now. The agreement is to split the house three ways cash wise once it sells between my wife, her sister and their Dad who would otherwise have inherited nothing. The wills were done years back when neither…
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Best way to go about buying a rental property?
Obviously the title says a lot but my circumstances might be slightly different so looking for advice on hows the best way to go about it. Just to give some idea I own my house and another house I rent outright and due to selling my business I'm lucky to have a fair wedge in funds etc. I've recently saw a terraced house in…
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'buying' the family home
Slightly odd situation that I'm struggling to find the answer to by googling. My parents, in their 80s, live in the family home and the plan has always been that I would take that house on when the unfortunate time comes. After years of me suggesting they should downsize to somewhere more manageable and them point blank…
