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House underpinned 40 years ago
Just wondering if anyone has any thoughts on a house that was underpinned 40 years ago? We are interested in a house and one of the neighbours mentioned that MAY have been the case. If we are going to buy it surely we will get a structure surveyor to check it. Just wondering if that is true, would that be any problems? Or…
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When to expect memo of sale?
Hi all, We are FTBs so not sure if being overly stressy. Offered on a property on the 2nd, accepted on the 3rd. Sellers are now looking for somewhere to buy. Estate agent asked me to provide our solicitor's details as soon as we had instructed someone, which I did on the 5th. Didn't hear anything back from the estate agent…
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Tiling over a cracked substrate in a new build kitchen and wooden board for bathroom upstairs
Hi all, I bought a new property, a semi-detached with 3 bedrooms. I didn’t
take the developers flooring package for cost and limited choice reasons. I want to tile the kitchen floor which is basically a block
& beam structure with a screed on top. Like many new builds, my floor has a
long crack in the middle parallel to…
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FTB at 47yrs 10% deposit
Folks so here are circumstances I am a FTB aged 47, employed though not in pension earning £46k. I have a 10% deposit. I have had defaults in the past but these have dropped off my files, only one left which drops off next month. Also have on AR which drops of next July. All debts Have been settled and cleared 😌 how easily…
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Who's responsible for drains ?
I live in a 1930's semi detached house and there is a drain in the middle of the front shared by me and next door. The drain runs down the boundary about 4m between us through our front gardens and out into to the street to the main street drains (we assume). The drain has become very slow to drain and in heavy downpours…
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Shared ownership deferred rent
I was wondering if a anyone could give me some advice on the following and point me in the right direction for some help. Around 9 years ago my pension age in-laws bought a 50% share of an apartment on a newly built retirement village. Since the recent death of Mum in law it has come to the family's attention that they had…
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two homes deceased wife
My mum died leaving two homes, both in her sole name. My dad lives in one home and is selling the other as he is the sole beneficiary. My question is although the value of the homes fell under the inheritance allowance, is my dad liable for capital gains on the profit that exceeds the original valuation for probate? Thank…
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Shorthold tenancy agreement download?
I am about to become a landlord and have been reading up on the stickies on here - very helpful. I wondered if anyone could recommend a downloadable tenancy agreement I could use? Also is it acceptable to give the tenant their documents (EPC etc) in digital form or is the better to give hard copies? Thanks
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Leasehold House - Address in Freehold Register View but no Lessee's Title Reference?
Hello all, I've found a leasehold house that fits my requirements and decided to check the status on the Land Registry. From my experience of researching leasehold properties, there's usually 2x entries: one for the freehold which may include other properties and the other for the specific leasehold property. However on…
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any thougth
I am first time buyer and in the process of buying a house.
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Buy flat in GII Listed Building as investment with sinking fund - smart idea?
I have heard many will simply avoid Grade II listed buildings due to the higher costs associated. I have seen some I am interested in, and if the sinking fund is substantial, I am thinking this may not be a bad purchase. I am 100% looking to make money when I sell in 5+ years. I know windows, plastering are of the order of…
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Equity for house deposit
Hi, My main property has 30% equity in it want to use it as a buy to let in a year’s time. As long as I leave 25% equity in it, can I use any additional equity towards my new main home and leave this as a buy to let? So can I use 5% of equity (15k) on a new 300k house? I know you need 25% deposit on a second property so I…
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Will anybody pay £40k more on house that sold for £295k 8 months ago?
Am I just naive? Who is taking the **** here - vendor or EA. Why sell after 8 months? Estate agent has a few 'overpriced' sticky properties on books. https://www.rightmove.co.uk/properties/112091723#/?channel=RES_BUY What's the game here?
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Woodburner or not?
We are buying a new build and it comes with a woodburner. If we elect not to have it, we can redistribute the budget for something else. I am not fussed either way but thinking about resale, would it put you off not to have a fire of some sort in a semi rural property?
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Is there a maximum notice period to end a tenancy (SAT Scotland)?
TLDR: the law appears to stipulate a minimum notice period for ending a Short assured Tenancy in Scotland. Is there a maximum period? i.e. could I serve notice to end the tenancy with a much longer period than the minimum? Longer version: Nearly 6 years ago we tried to sell our previous main residence, in a dead market at…
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Landlord entering property question
Hi there, Our landlord has just sent a text message to ask access to the house over next few days. No reason given other than just because she has not been at the property for 3 years. I would like myself or my partner to be present when she comes. Can she enter the property when there is no one here despite specifically…
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Comment spaces flat in Scotland
Hi our upstairs neighbour has an RSJ below his landing which needs attention. Our home report states a concern about the RSJ above our conservatory. Not an urgent one though but when the neighbour poked it with a broomstick there holes happened 😩. We are not sure if we are meant to help with the cost of this as the…
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Land Registry House prices.
Hi, I bought a house that was built on a small development of 4 homes. I purchased the home 16 months ago. The others were purchased 20 months ago, 17 months ago and 12 months ago. So mine was the 3rd property to sell. My home has been listed on the Land Registry for 4 or 5 months now. One of the other properties - the one…
