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Couldnt make this up - any solictors advice please
Hi all - you may have seen the constant updates over the last few months. Today - we were just about at the point to sort out exchange and completion dates today. Everything is done from both sides and all sorted - and then i find out that my sellers solicitor firm (Notary Express) has closed down!!! Something about not…
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Should I buy the freehold on my property in order to sell?
We have decided to put our house on the market. It’s a leasehold property, and was valued at that. We have had a lot of interest, but I think the leasehold is putting people off buying it. It was a new build house, built in 2015, so has plenty of years on the lease. We have recently reduced the price, to be accommodating…
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Chimney repointing and damp
Hi there, I am in the process of selling my property and one of the things that came back when the buyers did the survey was the following. I am not too worried about the lean roof but does anyone know roughly what the cost of the repairs listed on the chimney stack may be? Also will fixing this usually sort the damp?…
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How to get rid of this goddamn mold once and for all
Been in a rented house for a year now and it has nothing but mold and damp issues. We've had our dehumidifier running, windows open, we've cleaned the mold constantly with vinegar, mold and mildew spray, we've done it all but it comes back with a vengeance. We do not dry our washing in the house as we have a tumble dryer,…
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Solicitor searches
Solicitor searches were started on the 29th Jan.. apparently these are not due back to them until this week (around 26th) so that’s would have been 4 weeks. Sounds to me like they have gone through a 3rd party search as I was told initially it would be 2 weeks. We even offered to pay more to get them done quicker but…
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Stamp Duty rates after 31/03/2021
Hi, I am currently in process of buying my second property (that's going to be buy to let) from my understanding, because property is below 500,000 threshold I am going to pay nothing, but 3% surcharge on a second property. However, what is going to happen after 31st March? Is government going back to old threshold, rates…
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Buying Property from the Church
Hi All, I'm new to the forum so hopefully I have posted this correctly. I am looking to purchase a property and have started to view some in the area. I booked a viewing yesterday on a property that has been empty for a year and needs some work. It is slightly out of my price range but I thought I could just make my best…
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Sharing Tenancy
Good morning All, Im living in a 3 bedroom flat woth other 2 with a sharing tenancy agreement with fix period. We shuold renewed the conctract on the 15th of Febraury but the other 2 tenants decied to leave giving 1 month of notice to the agency due on the 14th of March. It is not a problem at all, also if they did not…
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House swap from HA to Council
Hello, I was just wondering if anyone had any experience with this but my situation is that I have a partner and two girls ages 11 and 13 and due a confirmed boy in 12 weeks. I found a mutual exchange from my 2 bed HA to a 3 bed council house, the lady who would like my house has been asked by the council to downsize as…
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Re-negotiating house price, due to mortgage valuation
I am in the final stages of house buying, and because things took such a long time (see below) my mortgage offer ran out, and I had to re-apply for a new one. The second mortgage lenders visited the property, and have valued it at 5K less than what I have offered for it. For context my offer was accepted on a house nearly…
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Moving Day Woes
Hi All, I was hoping to get some advice please. Ultimately in this scenario I've been at fault but I'm hoping to see if I can get any mitigation. We had our moving day to our new home a couple of weeks ago and to try and do things a bit cheaper I hired a rental van instead of asking removal guys to do it (it would been…
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Boiler in bathroom
Is it safe for the boiler to be in this position so close to the bath? I have read online about zones but not really understanding unfortunately. It is boxed it but seems in a very inconvinient position as shower can't be put on that end wall?
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Sorted thanks.
Sorted thanks.
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Start/end of 14 day notice period - when can new estate agent market my house?
Morning all We've been trying to move house since last September. It's a long story but in short, we lost our vendor 3 weeks ago and finally lost our buyer last week. Our house did go back on the market for a while but came off again early Feb. My EA is very difficult to get hold of and I messaged him twice last week…
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Mortgage Retention advice
Hi everyone. We are FTBs and recently had an offer accepted on a 3 bed semi, for £1950 below the asking price. However we’ve now got the mortgage valuation back and they’ve placed a retention of £2700 on the mortgage and also downvalued the house to 3k lower than our offer. This is because of damp and have advised we get a…
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Negotiating with council - pre CPO
hello, I wondered please if anyone has any knowledge or advice about negotiating with the council beforehand a CPO is granted and /or knows anything about what responsibilities local authorities have to vulnerable people in the circumstances? My Mum suffers from severe mental illnesse and I am acting on her behalf as the…
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Waiting for mortgage decision...
Hi all. This forum has been really helpful over the many years I’ve been snooping around, so I had the urge to post this evening again. Made an application for a mortgage for a sole mortgage recently, and for some reason I’m super nervous. I’m a FTB, deposit 10%, offer made and agreed of £215,000. No adverse credit,…
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Buying a house that’s been empty for a while
Hi All, we are hopefully purchasing a house that’s been sat empty for about a year now and is due some TLC. Have read the solicitors will request copies of Boiler inspection certificate among other things. If the property is being sold as part of probate, who’s responsibility is it to get these all checked? Ours or the…
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Utility bills
Hi This might sound like a silly question, but when you move into a new house the utility bills such as water, electric etc, I take it the pervious owners would have inform the supplier they are moving and then does the supplier contact the new owner?
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Gifting 2nd property to wife
Hi all, long time reader, first time poster. I have read a few that are close to the below (and sense may just need an IFA) but in the spirit of getting anything daft out of the way and trusting you guys far more than many IFAs I've met, here's my puzzle and understanding as best i could glean from other posts. I also do…
