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Minimal pre-sale redecorating effort
Hi, I'm planning to sell my property and was wondering what people think about redecorating before selling. To completely redecorate it is out of the question: I'm not spending thousands to paint everything just so the buyers will paint over it to suit their style. But the kitchen for example has a few small cracks in the…
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Advice please on investing quite a large sum
I started getting the Martin Lewis emails almost from the very start and have had good advice from my few posts but I’m really not sure where to post this question so have posted in a couple of places on the forum!I am 76, have been retired for 15 years, have carefully depleted my drawdown account to nil and now only have…
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Lender’s valuation
Hello. Brief context: We had offer accepted on a property (in Scotland) in January, which had been on the market since September. There were two failed sales before our offer was accepted (relating to funding and pandemic). As the home report was carried out in September which is more than 3 months ago, our lender won’t…
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Offer on house needing renovations
Hello all! My fiancé and I have been looking at buying a house for a while now (we're FTB). We've had a viewing at a house that has a lot of potential and we could see ourselves living there. There are quite a lot of renovations needed, such as a new kitchen (workable for the moment, but quite old), new bathroom, the house…
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Halifax Porting Mortgage Problems! Please help
Good Afternoon All, Hope you're all well and keeping safe. Please can someone provide me with some advice? My Partner and I have decided to move home. Our current mortgage is with Halifax and our Mortgage Offer paperwork that we were provided with 2 years ago clearly states that we can port the mortgage across. I applied…
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Being forced out in a one month rolling tenancy
Just looking for some advice for a family member who has been served a section 21. They’re on a rolling one month tenancy and landlord selling property. They are currently looking for a property to rent but concerned that they won’t find anything by date they’re due to vacate (20th March). Every property they book to look…
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Solicitor disclosure
If I tell my solicitor that my buyer hasn't had a survey, do they have to go back to my buyers solicitor and tell them? Also would my solicitor have to tell me they have done this?
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How much would you budget?
After months of waiting for the mortgage market to pick up for first time buyers with small deposits I have finally got a DIP for 90ltv product. I earn £53.5k. My maximum mortgage borrowing is £255k. I am a junior doctor so my income will go up regular over the next ten years. What do you think is a good ballpark house…
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Council Tax on purchased property 300%.
Hi all. My parents just bought a house to do up and contacted Liverpool city council to set up the council tax account. They need to do work on it before they can sell it. They were informed that as the previous owner left the property empty for 8 years they have to pay 300% council tax adding up to almost £400 per month.…
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Gifting of deposit
Hi Does anyone know if someone can gift you upto a cetain amount?
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Capital gains tax
Do I have to pay capital gains tax if I remove my name from the property deed title and do not claim any of the money from the property if the price has increased?
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Rear garden access query
Hello, I was hoping someone might be able to help with a query I have. At the back of our garden is a car park belonging to a private block of flats. There is a small patch of grass behind our back fence which then leads straight onto the car park. We would like to try and gain access to our garden via the back, either…
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Unfair deposit deductions by the landlord
I do apology for the long post but I wanted to explain my situation as best as possible as I am confused to what should I do next? I recently moved out from the rented property where me and my family stayed for 2 years. The property was managed by the landlord but also by the letting agency in regards to putting it on the…
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Energy supplier in rented home
Hi all, I’ve just moved into a new rented property and found out the gas and electricity was supplied by simplicity(?) who have actually gone out of business and British Gas evolve have been appointed to take on the supply. This happened on the 31st jan, I want to switch to octopus but I think I need to register with…
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Responsibilities of a freehold property management agent
I have recently moved into a freehold flat in a block of 3 flats. The property management company is the local estate agency where we sourced the property to buy. We now own/occupy the middle flat and the bottom flat is also an owner/occupier. The top flat is owned by someone who lives elsewhere and he rents this to a…
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Hayfield/Poverest/Austin Road/Marion Crescent
Hope everyone in the group is doing great.I am planning to buy a property nearby the roads mentioned in the discussion title. It was a bit hard to get some local information from there or the agents so I am posting in the MSE forum to get some feedback on how safe is it to live there ? As its a considerable amount for us…
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Surveyors Report - Many errors
We looked at buying a house and had a full structural survey done which cost us around £850. The report came back with many issues reported, so we pulled out of the purchase. The vendor asked to see a copy of the survey which I shared with them. The vendor has then demonstrated to me all of the errors in the survey report…
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solar lease issues 2021
in looking for some advice. we signed rightky or foolishly a solar lease with a shade Greener in 2013. never had any issues but we are turning our attention to moving soon and i started looking into selling houses with these systems. there are many horror stories, which are making physically sick, but they do seem to be…
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Are Banks culpable for cladding crisis?
Could this be a legal issue? Thousands of us have bought properties in good faith, having paid surveyor and arrangement fees to banks. These properties are now worthless, unless remedial works are done. We are trapped and have no control over the rising costs, passed on to us by the management associations. The banks…
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SERVICE CHARGE MRG
Hello, I became the owner of my apartment on December 6th 2018.When we started the purchase process the lawyers, that is, mine and that of the owner of the apartment contacted MRG to ask if there were any outstanding accounts. MRG replied that everything was in order, but now they are claiming all pending expenses of 2018…
