-
Building Insurance proof prior to completion
Please help! We are nearly on exchange and completion but my solicitor is asking to provide evidence that I can obtain insurance for the house. She said since the searches came back with risk of flooding (the distance of the house to the sea is more than 500 metres) she wants a confirmation from the company that it is on…
-
Information regarding historical anti-social behaviour?
Friends of mine, a young couple, moved into a Council flat six months ago just before the birth of their first child. After moving in they were subjected to noise and anti-social behaviour from the flats above and below them. This continues and I am helping them go through the correct channels regarding this. During one…
-
Property Purchase Concerns
Hi everyone I am in the process of buying a property. I was able to find old pictures of the house and it seems it was surrounded by a number of mature trees circa 8 years ago. It's not flagged on the current seller's insurance. My surveyor recommended to ensure that the new insurance will cover potential subsidence due to…
-
Holding off exchange
Hi Im buying a house in the South West, I'm FTB, fairly long chain not sure who exactly it consists off. Everyone's ready to go to exchange/complete on the same day (been waiting around 6 months for this) I'm not really happy to do so with all the current restrictions. Am thinking of proposing to delay this until the…
-
Ex won't take over the mortgage
About 10 years ago , my then fiance and i bought a 30% share in a house. the deposit of 9k was paid for with a loan from my parents and the rest was a joint mortgage with the Halifax. we had a daughter but we split up when she was about 3 years old. I moved out of the house. The ex has continued to live in this house, has…
-
Council house
Can someone please advise. Me and my partner have been living in council house for 11years together. We did split for 3years but now back together and we want buy this property- we have right to buy- he will be the on who will take the loan from the bank. Can he do it? Or he have to live in our home again for some certain…
-
Replacing an old Fence with a hedge on a boundary i am resposable for
I have lived in this house for 7 years now, and the boundary fence to my right is on its last legs and starting to fall apart, My neighbour started to paint it (including the concrete posts on three sides) a dark grey colour, it was previously brown, I went and asked him to stop painting the fence as I didn't want my fence…
-
What kind of trades person do I need to look at renovation costs for a prospective property?
If I was looking to buy a house that needed work doing (could just be renovation or may include larger bits of work such as extension), what kind of trades person would I need to accompany me on a visit to see what is doable and what is not? I would only be doing this for a house I was serious about buying, so happy to pay…
-
Does Mum have to pay flat rent AND her care home fees?
My 88 yr old Mum moved into a care home on 25 March the day the COVID lock down started. We'd given notice on her flat to be out by 30 April (this on the other side of the country). Its clear that we won't be able to hire a van, take stuff to charity shops/recycling centres etc as they aren't open and it isn't essential…
-
Due to complete on new house
We are due to complete on a new build.... What if after the coronavirus the same style of property next door price is reduced.. We potentially could have neighbors next door who have purchased the same property for thousands less.. Is there anything legal we could have in place so we don't lose out... Potentially...
-
Updates on leasehold changes 2020 and Coronavirus impact.
Hi guys, have there been any updates on the leasehold changes for this year? Moreover, due to the Coronavirus, do you think it could be a good time to put in an offer to buy the freehold? **Some background information-we have a terraced house, a 50-year extended lease which started in 2010 (I.e there are 40 years left) and…
-
Shared ownership and inheriting a second property - HELP!!!
I own a property share of 25% which I have lived in for over 18 months. I plan on stair casing upwards until I own the whole property. My father owns 4 properties, he lives in one and rents the other 3 out to long term tenants. He has decided that he wants to give me and my brother a property each to manage and he will…
-
Are surveyors still surveying - I need a Homebuyers report?
Hi All, Short Version :smile: I need to exchange and complete by the 1st June, my bank is instructing a Surveyor but doesn't believe they can currently visit a property with the restrictions in place. Anyone know if that is the case? The property is occupied. Long Version :smile: I sold my house at the start of January and…
-
Annexe Rental Deposit Dispute - should they be protected?
From June to December 2019, I rented out a detached Annexe and was given an Assured Shorthold Agreement to sign, with a Deposit of £700. The agreement included a lot of standard AST-based agreements, notably that council tax & bills are included 'within reason'. The landlord and I currently have a disagreement regarding…
-
How much should I offer for a part exchange house?
I am looking at buying a property the owners of which are part-exchanging it for a new build. At the moment the owner still owns the property but by the time I buy I would be buying from the developer. The developers will not reserve the plot for the owners until there is an offer accepted on their house. The new build…
-
Student tenancy
Hi realie s that this is an extremely busy time for us all and you must be inundated with requests for help. My name is {Removed by Forum Team} my daughter is a third year student at Sheffield Hallam university, she has been forced to come home as a result of the covid 19 pandemic and is unable to return to her flat. She…
-
What are the next steps ?
My tenant intends to move out of my flat in 1-weeks time having informed me of this previously. They have repeatedly refused to come to any agreement with me or the estate agent about their breaking of the contract There is 14 months left on a 24-month tenancy contract, no break clause. The tenant has a guarantor. The…
-
Garden repair in rented property
Hi there, I hope someone can help. I've recently moved out of a rented property where I lived with my partner for 3.5 years. The landlords renovated the garden themselves before we moved in but the steps and wooden walkway were never fixed in place properly. So if you were to step on the side of the step it would…
-
What to do with my £100k mortgage money
Hi everyone, I would like some advice. Before the corona virus lockdown I was granted a remortgage on my current property and with it I was planning to purchase a Portuguese bolt hole. The money has not yet hit my bank account but is not far off. Obviously I am unable to travel to Portugal at this time and we do not know…
-
Help and advice needed regarding Mortgage Extension
Hi All, We need some support if possible ease. We are in the process of buying a flat and our mortgage offers is due to expire on the 30th April 2020. We are still waiting on one issue regarding the Land registry. The land registry are not taking calls at the moment so we are struggling to get this information. We are…
