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Made redundant, please help...
Hi all, I was made redundant (if that's the right term) at the start of the month due to cut backs as a result of brexit. This happened at the start of the month and I was confident I would get a new job quickly, so I did not sign on for benefits... I have got a new job (actually 2 job offers) and the thing is the start…
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Hypothetical about deposit deduction for bathroom ventilation
Hi all, We've just handed in our notice on our rental property and we're a little concerned about the state of the walls in our bathroom. Aside from some mould, there are a few areas in which the paint is quite badly cracked/peeled due to the lack of ventilation. It's a very small bathroom, with no extractor fan. The only…
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Stamp duty
I bought a house with my friend at auction for 40,000 pounds 4 years ago before the help to buy ISA came out. I have been renting the last 4 years and am looking to buy a house to live in. I know I have unfortunately lost out on the bonus but will I have to pay full stamp duty on the whole amount of a new house? I know you…
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One title for two properties?
We've had an offer accepted on a house which was part of a back land development, built about 10 years ago. The development consists of two detached houses, along with an access road to take you to the main street. Both houses were sold to an investor, who has rented them out from day 1 before putting them on the market…
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vacant possession and tenancy agreement
Hello, This is for UK I am suspicious that something fishy is going on with the current tenant of an apartment that I am about to buy. The seller doesn't tell me the whole story and I caught her lied at least once about the tenant that is already in. She said he will vacate next monday when I have another viewing. I am…
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Opinions on this flat please
Hi everyone, I’m new here although i’ve been browsing the forum for a while. I’m aiming to buy my first home and have been looking for almost a year but barely anything comes on (plus i’m on the lower end of the market). I’ve seen a property pop up which is in one of the areas I’m considering although it’s a bit of a walk…
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Stamp Duty for 2nd home.
Afternoon All, First ever forum post on any forum ever :) We are looking at stepping up in the world of property by upgrading to a larger house. I am already a homeowner and the stamp duty was free at the time of me buying it. Since buying the house I have gotten married and my spouse, who is currently not named on the…
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Proposed deductions from deposit
We have recently finished a tenancy that lasted for nearly 8 years, and moved in somewhere else. The agency have now contacted us with a couple of proposed deductions from our deposit. One is for damage to a laminate floor. OK, this was our fault (caused by one of those wheeled office chairs, didn't realise until it was…
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Is this a bit suss, or just the way that it goes?
I'm brand new to buying, and I'm not sure if all this is "normal"... I'd really appreciate some advice! I don't really have parents to ask and my solicitors haven't really offered any advice yet. We viewed a house three weeks ago, and liked it. We were told at the viewing that it was back on the market as a sale had…
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Another interesting conversation with an agent
Placed my property with Agent #1 and emailed Agent #2 a polite rejection. Agent #2 emails back saying they have an applicant desperate to see my property and is there any way... So I replied with a cc to Agent #1 suggesting they cooperate over this applicant? Do agents ever cooperate like that?:)
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First Sole Mortage
I currently privately rent and have done for the last 10 years. I am on the cusp of buying my first property on my own. In October 2009 I bought a property with my partner (in the Isle of Man) and 6 months later we broke up and I was taken off the mortgage. Where do I stand in terms if filling in mortgage forms etc? The…
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Should we get a new EPC?
Bought our house 6 years ago. Looking to get it on the market ASAP. EPC was 55 back then. Was so low due to non insulated walls on the main. Apart from getting new light bulbs as and when required (previously 25% energy saving, sure more now) the only thing we’ve changed is the boiler but the old EPC gave the boiler 4/5…
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Second Stepper
Hello again, My offer was accepted yesterday so i'm in full on planning mode. The knowledge that i'm going to have some money over from the sale of my first house is encouraging. I'm considering getting on with the infrastructure jobs and living in a shell of a house for around 6 months. So, jobs in this order.. * Replace…
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Survey on newish flat?
Looking at a flat built 10 years ago, in a purpose built block. It's not ground floor or top floor, & there's no external space (no balcony, terrace etc). Wondering if there's any point having a survey done, as there's not much for them to look at, especially if they don't cover electrics & plumbing. It's also not a 'clad'…
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Freehold, headlease help!
Hiya, I’ve just got the opportunity to purchase my freehold and have got a letter saying that there is an unregistered headlease interest. They said they are unable to determine who it is as it is not registered with the Land Registry. They said there may be clauses I have to comply with even after purchasing the freehold.…
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Estate Agent / Solicitor Issues
We accepted a lower offer based on our Estate agent recommendations on the 28th June 2019 as they stated that the buyers were first time buyers are ready to progress. they lady who offered £5k extra was in a chain and her flat was still on the market. They also told us that the house we were buying was ready to progress…
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Rent to Buy... Is this Legit?
HI guys, Fairly infrequent poster here looking for more advice with regards to a local company I have found: sc*nthorpepropertyspecialists DOT co DOT uk One of the things they're claiming is thus: Ideal If: You have been refused a mortgage from your bank You have had credit issues or even bankruptcy in your past You are…
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Can someone explain the Help to Buy Scheme
Can someone explain the help to buy scheme as the websites are confusing: Do I need a deposit? Do I need to apply for a mortgage? Is it a smart thing to do?
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Looking to move out
Hi everyone, I'm looking to move out of my childhood home but I don't really know how much rent to expect. I know I can't afford to buy, I will never be able to afford to buy but I wondered whether anyone could help me with working out how much I can afford in rent. I earn £21k before tax, have worked out how much I pay…
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Estate Agent / Solicitor Issues
We accepted a lower offer based on our Estate agent recommendations on the 28th June 2019 as they stated that the buyers were first time buyers are ready to progress. they lady who offered £5k extra was in a chain and her flat was still on the market. They also told us that the house we were buying was ready to progress…
