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Which survey?
Hi all, The searches on our house have revealed a ground stability problem. Under the enquiry "What is the potential for natural ground instability in the area within 50m of the property" we have a 'moderate' risk. Essentially, the ground stability is an area of concern. It means our potential property may be affected by…
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Stamp duty help
Hey When I was young my mum took out a mortgage to buy her house and I’m a joint owner because she was essentially to old to take it out on her own. The house is overseas but it is her home and although I’m the legal owner I’m not the beneficiary. Now I’m in a process of buying a house with my fianc! who is a first time…
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Shared Accommodation
Hello, My friend and I have moved into shared accommodation (6 rooms) and we were told it was ‘sharing professionals.’ One of the occupants is 18 and is partying with friends (inside and out) often until 4-5am. We are both in our late 30’s and start work at 6am most days. 4/6 occupants have raised complaints to the estate…
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Buying parents house
Help please Parents are separating and so I’ve agreed to purchase their home at a reduced price of £75k (worth 189k), which clears their mortgage and gives dad some money in the bank. Mum can then stay there as long as she needs, she’s only 66 so that could be a long time. For me it’s a pension pot, but mainly an amicable…
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Do I Buy or Wait?
Hello All, I have been looking at getting on the property ladder for a few months now but my situation isn’t exactly straight forward. A quick rundown of my situation: I am in the RAF and work in Scotland but travel back to Manchester on a weekly basis (weekends/shift pattern etc) to visit my girlfriend. I currently have…
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Subdividing land for home insurance purposes
Hello Group Approx 4 acres of land with one house more or less on centre of this land. The land is on 30 degree incline and a small river forms one of this lands boundarys at the valley bottom. The land is registered on the electronic land registery. For home insurance reasons i want to remove the lower land from this…
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Is this conveyancing negligance?
Hi all, My wife and I purchased and moved into our first house at the beginning of this year. Our conveyancing experience was poor - there were huge delays in getting many of the checks and surveys completed and many questions raised by our solicitors after receiving the initial itinerary that were not properly answered…
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Help Needed - Possible Eviction
Hello, first of all I hope this is the right place to come. I am in need of some advise. I am currently private renting under an assured shorthold tenancy. I have been in since December 2018 and renewed the contract in June to last until December 2019. I owe my Landlord £200. It started when my mothers wife had a heart…
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Inflated valuation
I’d like some advice please, my partner purchased a flat (off plan) approximately 12 years ago from a company who were the developer and now the freeholder, during a recent change of management company, a member of staff from the previous company told my partner how they’d been approached by the developer to inflate the…
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Hollow brick walls resting on floorboards
Whoops! I was supposed to put this in the DIY one, can this be moved? My bathroom has a separate toilet and large cupboard where the old water tank was stored. I want to knock both down to make one larger bathroom (still quite small). They are made from hollow clay/terracotta blocks and are resting on the floorboards. I…
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Any new dirty tricks to look out of when signing new tenancy agreement under the new (June1st) rules
I had read about the letting agents trying to trick new tenants into a no-deposit option or something where you they can again milk you without being subject to the new regulations and adding what added extras they please. I presume that could easily be avoided by just paying the normal deposit/rent upfront? Is there…
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Partner buying share of property
Hi there. I currently own and live in a 2-bed flat. i bought it 3 years ago, with the support of a 20% HTB equity loan. My boyfriend of 2 years moved in a year ago, and we are currently expecting a baby. He has savings, and we are discussing him investing his savings into clearing the 20% htb equityportion of the flat…
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Stamp Duty Land Tax - purchase price or current likely sale price?
Stamp Duty - purchase price or current likely sale price? That's it really. I know there is a Stamp Duty calculator here https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#/intro I'm not sure I understand it correctly. Anyone good on this?
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Shares of freehold
Does anyone know if there's a market to buy/sell shares of freehold titles to residential units/ flats? And if there is such a market, how liquid/active is it? Reason for asking: the opportunity has come up to buy the shares of the freehold in the residential development that I live in from the developer. The annual…
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Surrender tenancy - children, windows and pub
Hi, Would really appreciate some advice or a light shone in the right direction to get some advice. Myself and my two children moved into a rental property last month, having left an abusive relationship. I was in a state of panic when we were finding somewhere as was limited due to schools - son is in primary and daughter…
