House buying, renting & selling

Discussion List

• Transferring ISA to LISA

  Hi Guys, Would appreciate your help as this is confusing the hell out of me. I've been paying 200 a month into a help to buy ISA and have amounted 8 and a half k. I'm looking at transferring my ISA into a LISA as it seems to be the better option and offer a bit more flexibility. From what I understand I can only transfer…

• Would you buy a house with no room for tumble dryer or dishwasher?

  Hello :) Looking for some sensible opinions from people without any emotional attachment to the house in question (as I am becoming very emotionally attached!:rotfl:). I am a FTB buying alone. I am looking at a lovely two-bed terraced house which I love, but on a second viewing last night I realised there is no room in the…

• Can I purchase a house from HS2

  I recently viewed a house that is close (within 1/2 mile) to the proposed route of HS2. This didn’t really put us off as the benefits outweighed the issues (plenty of room for the family, large garden for our animals, close to the M1for commuting). However, wary of negative equity were weren’t prepared to pay the full…

• Tenant broken bed - how much to charge

  Hi everyone - hopefully you can help me this morning I recently let a room to my friend - the room had just been decorated (new carpets, painted and blinds) and all furniture was new. She didn't pay a deposit, but agreed that she would pay for any issues when she left. Currently she is having to pay to replace the carpet,…

• Start of tenancy woes

  Hi, So little bit of background i have made a formal complaint against a agency who have been very poor at getting me moved in to one of their properties. They have said on afew occasions they do not manage it the landlord does. I have signed a tenancy agreement and the agency have singed on behalf of the landlord. I have…

• No insurance between exchange and completion?

  Please help I’m panicking like a mad man! FTB and I mustn’t of got lost in all the process, I thought when the solicitor said I needed insurance in place when I exchanged it meant the policy to start on completion. I’ve gone back through comms and can see I’ve really messed up, where does this leave me? I complete on…

• Title Deed Restrictions- New Management company needing to remove old landlord

  Hi, I’m looking for advice and help on how best to proceed with getting land registry to remove a selling restriction from the title deed of my flat. I bought the flat in 2016, and am in the process of selling it now. The landlord sold all four flats in the building and all owners formed a management company and each owner…

• Young Couple Weighing up Buy or Rent...

  Hey guys, I just got my UK passport in March after moving here in January so my girlfriend and I could be together, she has lived here her whole life. Before that I had been living in Canada since the age of six(moved from the UK at that age). We are currently living with my girlfriends parents. I start my new job on…

• Where to save proceeds of house sale

  Hi This is my first time posting on MSE forums so apologies if this is not in the right place. I'm looking for some suggestions please. I sold my house at the start of the year and bought a new one where I am now. I have a sum of money left over from this process that has been languishing for far too long in a low/zero %…

• house buying etc..

  hello,my friend want buy house whats best questions and checks she need to ask/look for in the house?? its 3 years old house, we have no experience at all i be greatful if you give me some ideas and things we need cheak before she buy the house. thank you

• Landlord offering compensation to end tenancy agreement early

  Hello! I've lurked here but never posted before - but now my time has come! Three months ago I moved into a 2 bed 3 bath flat in central London, our rent is about £2k monthly. Our landlord owns the entire building of four flats - and today he emailed to say he plans to sell the entire block as separate units so will not…

• Ceiling Collapsed, rented property

  Hello, I’m going through a problem at the moment in a rented property. It is managed by a letting agency. There has been a thin crack in the dining room ceiling since we moved in since June 2017, however in the last 2 weeks the crack has got a lot worse. We were due an inspection a day or two after it became worse and we…

• Shared ownership, complete by certain date or they will withdraw contracts

  Hi, We are in the process of a shared ownership purchase/lease. The housing association are insisting we exchange on Fri 28th Sep and Complete on the 10th Oct. We are not given the choice of our own completion date. Can they do this? If we disagree and they pull out before we exchange we lose £2k in costs so far. Cheers…

• Picking the right property help?

  Hi Everyone, I am a first time buyer and have found two properties that we like and have put offers in for both. I was going to go with the one that accepts the offer but they have both accepted the offer so I need to make a decision quickly. The first property was 165k but he has accepted 159. This house is a traditional…

• Latest views on buying Shared Ownership properties

  Hi What’s the current consensus regarding buying shared ownership properties. Having read previous threads it seems to have been hit and miss. I attended the Share To Buy event in London on Saturday and was overwhelmed by the number of people there. Whilst the idea of minimal costs (ie small deposit) seems great, when you…

• Help to Buy - What happens if I need to move overseas

  Hi All, Wanted some advice on my help to buy property. I have a job offer overseas and I am not too clear on what is allowed on the scheme if I intend to pay the mortgage while I am away. Moved in a few months ago but now have an opportunity to work overseas for around 2 years. I dont intend to rent out my help to buy…

• Second property with the other half

  2 years ago I got a little house on my own and have invested a fair bit into it. It was bought for £101000 and since has had a brand new kitchen, brand new bathroom, overhauled garden and cosmetic upgrades. Average house price has gone up by £15000 on my road too. So I'd expect my property to be worth £120000 now. There is…

• Estate Agent Clause Interpretation

  Hi My contract with my estate agent has the following clause, which seems to me to be ambiguous: Sole Agency - The Client will be liable to pay commission to the Agent, in addition to any other costs or charges agreed, if at any time during this agreement or six months thereafter unconditional contracts for the sale of the…

• Packing boxes - strengthening bottom

  This will probably seem like a stupid question, but I have no practical skills whatsoever :) I'm moving, I'm packing myself to save £ and have bought some boxes. They're the type that come flat, that you pop out into a kind of square tube, then fold the ends over to form the top and bottom. Obviously unless they're taped…

• Trying to move into wrong house?!

  I bought my flat in January (Tyneside flat) so its a street with a shared yard at the front- 1 is the upstairs first flat and 2 is the downstairs flat etc. Number 4 (to my right) has sold and it would appear they are moving in soon. As just about every utility/ bill has been coming through my letter box. I have contacted…