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Share of Freehold not mentioned in the contract
Hi, I was told that the share of freehold is managed by a company and I should become a member of it when I buy a leasehold in the building. Also a share certificate will be sent at exchange. I am concerned that there is no mention of the share of freehold in the contract nor TR1 form. Is this normal or should this be…
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Solicitors mistake on Mortgage
Hi, I know there are similar threads on this and i'm fairly sure we are stuck but wanted to put it out there. We bought a house and the solicitors gave us a breakdown off all costs. We doubled checked it and and asked them to check every figure was correct and confirm again in writing all figures for costs. This came…
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Selling an Empty House
We're about to put our house on the market, and I'm after some advice about viewings. :) We're moving into rented accommodation while we sell - locally at first and then two hours away - while we look for somewhere to buy. So, our house will be empty when it's on the market. The house doesn't have central heating. It's a…
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Final questions to ask before completion?
Hello - what questions has everyone asked or wished they'd asked before they completed? We've exchanged and are due to complete a week on Friday. My starter list below: 1. Who are the current gas/water/electricity suppliers? 2. Where are the meters for these? 3. Where can you turn the water off? 4. Is there a knack to…
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Early tenancy termination - Help
Hi, First time post here, hope to get your expert opinions. I am in the process of terminating my tenancy contract early. I have been in the property for more than 2 years but recently renewed the rental agreement 2 months ago. I have already given 2 months notice. According to the tenancy agreement, if the property is let…
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End of tenancy paperwork and deposit on joint tenancy
I moved out of a property in July of 2014 leaving behind a room mate and ending our joint tenancy. Stupidly being a naive 19 year old I did not 're.ove my name from and of the utilities so both our names remain on them to this current day. I have recently been recievong letters from debt collectors as he had stopped paying…
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Are houses being dressed professionally?
I've been viewing lots of houses on rightmove lately - at the lower end of the market - and so many seem to have been dressed in a certain way. Not so much the strategically-placed colour-coordinated bed covering or vase that balances the curtains (though there is that), but I'm constantly seeing signs and stencils on…
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part of garden to be sold as building plot
My question is somewhat complex. My parents in law owned a house with a large garden for over 40 years. On my Father-in-laws death everything was automatically passed to my Mother in law. However - she was advised to make a deed of variation which divided everything- half to her, and the other half to be shared equally…
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Can I give my house to my sister
I bought a house for my sister and son to live in four years ago rent free. I did not take out a mortgage and I paid the stamp duty and all the legal costs involved in the house purchase. I now want to give the house to my sister and her son. Why do I have to pay capital gains tax when I have made no gains on the property.
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Tenancy notice period
Seeking advice for a friend. Has a short assured tenancy (Scotland). Asked landlord for a small extension period on rent - landlord refused and told them he wanted them to leave by the end of the month. 1) how much notice does the landlord need to give? I'm no expert but I understood it to be more than that? Will it make a…
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Negotiating shorter notice period
Hi all, I will try not to get too bogged down in the details, but basically my partner and I are close to exchanging on our first home. We currently rent on a rolling contract, and have to give one months notice to end our tenancy. Our tenancy can only end at the end of a rental period (the day our rent is due, which is…
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Renewal tenancy fee
Hello guys, Just have a query re: an unexpected tenancy renewal fee. Have rented a flat since early last year. Paid £320 "application fee" initially, to the estate agent, got a 6 month AST. Renewed every six months since (twice now, fixed term, free of renewal fees each time). Bills always paid on time. The landlord has…
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Lease extension and tax
I am about to complete my tax return and thought I could claim my legal fees for the extension of the lease for my flat on the tax return. But I understand if the lease is longer than 50 years this does not apply. Is there another way of claiming it, maybe when I do next year's tax return when I include the capital gains…
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Additional Property 3% SDLT refund when paid by seller
I'm in the process of buying my second property and therefore liable for the additional 3% SDLT. I'm thinking of negotiating with the seller (developer) for them to pay the additional stamp duty. Will I be able to claim a refund on the additional 3% SDLT it in the future (when i sell my first home) even though it was…
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Offer accepted contingent on Legals+Mortgage through Seller's EA?
Hopefully a quick question. Friend has had an offer accepted on a property they wish to purchase, contingent on using the conveyancing and brokerage services of the seller's Estate Agent. My gut feel is that this is either illegal or against a code of practice somewhere but I can't find any info. Anyone have a link to hand?
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BT Open Reach Pole Objection
This is possibly a rare post to compliment how efficient Open Reach has been regarding a Pole Objection. I was prepared to have a battle on my hands after doing my research however to my surprise it has been quite the opposite. In short I purchased a property with a beast of a pole will about 30 lines coming off it in the…
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Indemnity Insurance Galore
i am in the process of a house purchase which after TQ has generated the need for 3 indemnity insurance policies. - The first to cover a lack of build-over agreement to a public sewer at the rear of the property - The second to cover a possessory leasehold that exists on the property should a claim be made on the lease -…
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Vendor digging heels over Damp & timber survey
FTBs here, purchasing a semi detached house built in early 1900s. Need some advice plase as the vendor is being uncooperative over a survey? Our homebuyer report suggested having a damp and timber survey done, as high moisture readings were recorded in some of the ground floor walls. We've booked a damp proofing company in…
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1 households or 2? - additional HMO license
Hi, Does anyone know if this would count as one household or two for HMO licensing purposes? I have emailed the council but they typically take a few days to respond so I was hoping someone might know? I am letting my terraced house to 4 people on one single AST. They are 2 co-habiting couples (1 married couple and 1…
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House buying without building regulations
Hi all. We are just about to complete on a house purchase but we have received news from our solicitor that our seller does not have building regs sign off for some internal structural work that was done on the property about 15 months ago. Our solicitor gave us the option of indemnity insurance or get the seller to get it…