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Notice period for rental
Hi, I'm planning to give notice on my rental property and assumed I'd need to give notice to coincide with the end of a rental period, but this is what's written in my contract: This is the only contact I've ever signed. I'm buying and don't have any dates yet, but have been worrying that if I exchanged say on the 12th I'd…
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No Completion Cert for Extension
Hello, hope anyone can offer some advice on this. We had an extension built 11 years ago and whilst in the process of selling we have found out there was no completion certificate issued. We contacted the builder who is still in business himself but the actual firm at the time went bust a few years ago. He advised…
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Joint tenant refuse to move out after they give notice to terminate contract
Situation: I and 1 other tenant signed a joint tenancy with a land lord (LL) through a letting agent (LA) We have stayed in this tenancy for 2 years, the tenancy has 6 month fix contract and then monthly rolling contract. So we are not having fix term contract restriction now. My flat mate give notice to terminate the…
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Legal charge, property sale & conveyancing query
In short, I have a legal charge against a property that is apparently up for sale (the sellers conveyancer has informed me). Although I've asked for them to explain the process of how my proportion of the money due to me will be paid, they don't appear to co-operate! :mad: This is foreign ground to me so I'm grateful for…
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Do old addresses I lived in while at Uni 'count'?
So when applying for a decision in principle, the mortgage lender is asking for my past addresses for the past 5 years. I graduated from university in 2016, and from 2013 till 2016 I lived in 3 different addresses as I had to change university accommodation each year. Thing is, technically those were my 'term-time'…
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Conveyancing process has been slow
How often should I be checking the progress of the whole conveyancing process with my solicitor? They have unfortunately been extremely slow, especially with responding to my questions (such as whether they're ok to proceed with the anti-money laundering searches, and when they'd like the payment for the various other…
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Moving house - porting - fees
This might be a stupid question, sorry... We've got a mortgage with First Direct and are planning to port it and take out additional borrowing. We have an agreement in principle from them for the amount needed. Just trying to sort out our savings so that they're earning interest instead of just sitting in our current…
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Handing over the keys when EA already has them.
Hi, the sale of my parents house is going through next week. I have been asked to hand over the keys on Wednesday. However, the Estate Agent already has a set of keys from showing the potential buyers around. Do I need to collect these from the EA so that I can hand them over on the specific date? If not what will happen?…
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Landlord didn't protect the deposit. Given notice, where do we stand.
This is for a friend who has been given 2 months notice by her private landlord. The landlord said she would give her the full deposit back around £1500. Now she said it will be £900. The deposit was paid by a relative/granddad from his bank account to the landlord with the 'tenants name a deposit' as the reference. The LL…
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Disposal of property after seperation.
Hi all Posting this on behalf of my friend who is currently going through a separation with her husband. They have a jointly held property worth around £300k and an outstanding mortgage of around £30k. 2 Children, one aged 18 and one aged 12 who remain in the property with their father. The eldest is due to start…
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House Price Cost
Hi I am looking to buy a house and have been told I can afford a £500,000 house. I am looking online at houses but some are up for round £510,00 - £525,000. I assume that sellers dont usually get the asking price, so what sort of asking price could I look for if I can afford £500,000? Thank You
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Help with possible boundary dispute
We’ve recently bought and moved into a new house (in 3 months). The house was empty for some months before we moved in and during this time the adjoining property redid their garden and erected a new fence. We think this fence has come over our boundary line as the gas pipe into our property can’t be accessed from our side…
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When to stop bidding when you’re the only bidder?
Hey there So we are first time buyers and found a house we love that has been in the market at offers over £174,995. We decided just to go straight in with a bid if £170000 thinking that was a good bid. It was rejected, offered 172, rejected. We are going to put in a bid of 175 and think that’s our very final bid. We are…
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Was I silly to give up chance of buying shared ownership property?
I'm new to all this, no family or experienced friends to ask so I'm trying this! I'm 26yr old self employed, sold my first flat and moving, just want to get a general feeling of if I've made the best choice of my new property or not In summary: I wanted to move to my favourite particular location, but houses are very…
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House Buy Fallen Through - advice?
So we went to view a house, put in an offer, accepted, started proceedings and started to finalise mortgage offer. Mortgage company sent round a Valuator person and now we find that the house is un mortgageable due to non standard construction. Timber frame, timber cladding apparently its around 85% wood!! So proceedings…
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ground rent issue
Hi, On the developer's website it specifically says 'Long Leasehold 250 years and no ground rent'. However I just got the lease paperwork today and it's 125 years and £100pa ground rent. What options do I have here? Can i demand that it be changed according to the specification on the website and threaten to pull out if…
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Should I take my house off the market
I have been informed by my estate agent that a prospective buyer is willing to offer the full asking price for my parent's property (my parents passed away recently), The prospective buyer has accepted an offer on their property and has taken their property off the market and has asked that we take ours off the market in…
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First time buyer isa - have we wasted our time?
Hi All, New to MSE, Thanks for all the helpful info on here. Unfortunately I haven't found a thread answering our question, who is nothing ever straight forward?! Hope you can help clear up any confusion. Sorry for the long post, bear with! We have a HtB ISA, well my (now) husband does, that we have both been paying in to…
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Shared Ownership?
Hi! I was wondering if anyone had any experience with buying a house using shared ownership? How does it play out longer term or is it a nightmare? Also, the scheme is only available if you’re a first time buyer but if there are two of you buying together do you both have to be first time buyers? I own my flat but I’m…
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Do I pay Capital Gains Tax?
I brought my property in 2002....having sold our Previous property brought in 1988. 6 years ago I moved abroad and rent this out. We are looking to sell the house next year, bank the money so that we have the capital there to technically be a cash buyer when we find the right property somewhere in the UK. My question is do…
