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Building completion certificate apartment block
We bought a leasehold apartment new in 2002 - we are now trying to sell it. Our buyers solicitor is looking for a Building Completion Certificate. As this was a development of 14 units in 2 block joined by a main entrance gate would each apartment have been provided with this document. I have all the paperwork from the…
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Pulling out of tenancy agreement before moving in
hi there my 18 year old daughter has signed a 12 month tenancy on a flat she didn't view beforehand. The flat is not as described - not unsafe but filthy. it was described as smart and well-presented and the photos looked lovely. The landlady is washing her hands and saying it is up to our daughter to clean it. Is there…
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Title - leasehold vs. freehold?
I'm in the last throes of solicitor ping-pong before exchanging contracts on the house I am buying. One last query is causing a delay, and some consternation on the part of the seller's solicitor. The issue is to do with the freehold/leasehold status of the house. Here's what I am seeing with my untrained eye, in the…
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Solicitor increased fee-purchase of freehold and parking space
Hi, I am purchasing a freehold (with another flat) and a parking space altogether. Got a letter from solicitor advising that his fee had increased by £200 (to a total of £780). This is due to complete early next week-how do others feel about this? The solicitor states: "my costs have inevitably had to increase beyond the…
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Title deeds to the wrong flat? What to do?
Hi there, got a weird problem. Note that this is in Scotland. I bought a flat a couple of months ago. Today I received a copy of the deeds from the solicitor. The flat is 100+ years old - originally it didn't have a number, so there is no flat number in the deeds. However, with the deeds was a copy of a planning…
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Shared Ownership
Afternoon all, I have been looking in to shared ownership for myself and my partner (and 1 year old) as struggling to get together deposit. Our combined wage is more than the 80k cap however, but mine alone is not. Does anybody know if its possible or have any advice on how easy it would be to (if possible) to do it alone,…
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Right to Buy refusal due to Disability adaptions
My Mother has been a Council tenant for over 40yrs. My Father passed away 18mths ago and My Mother has decided to buy the house for security. The house has the following adaptions for my Mother: Stairlift, wet room and downstairs wc extension. As a result she has been denied the right to buy! Surely this is discrimination,…
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Mortgage broker fee AND commission?
We are purchasing our first house and have been recommended a broker by some friends. The broker has been great so far explaining everything we need to know and has given us a fair few hours of his time. We have only been looking for houses a few weeks and although we have seen many, have found one we both love - we didn't…
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Online estate agents
What are people's experience with online estate agents? I see they charge less than a grand. Are they as good as normal estate agents?
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What's the law on building an extension that blocks a neighbours window?
Ok, we are going to view a 3 bed house and one of the things that attracted us to it was that we could build a fourth bedroom over the garage. But we drove past yesterday and saw that the next door neighbours garage is attached to the house we are going to see. Also, the neighbours have almost finished a 4th bedroom…
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Indemnity insurance when buying a flat
My daughter is buying her first flat in Romford. She has been told by her solicitor that it would be wise to take out an indemnity insurance incase the sellers are not who they say they are and run off with her money. Her solicitor says he is not liable in these circumstances and relying on the thoroughness of the sellers…
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Change of solicitor at early stage
Hi, I am in process of buying a house. Its still at early stage (only a week since the offer is accepted. The solicitor I have appointed is a small firm so I understand they will be less formal/methodical when it comes to client interaction. Here's my concerns with the current solicitor: - When asked for a quote the guy…
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Homeless now due to incorrect completion date given by Solicitors, HELP!
So I am currently going through a house move, My parents are selling their house to move abroad and I am going in as a first time buyer, however my family will be living with me for sometime whilst I settle in and they also get a little bit more funds together to retire. My parents have been living in their home for over…
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Buying house on back of divorce
Hi guys, new to this and hoping for some advice. Myself and my partner are buying a house that was given to his father (court order) when assets were divided in court after a very lengthy divorce. She still lives at this property and we are due to complete next friday....... I am worried that she isn't going to leave the…
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CPT notice period less than 2 months?
Assuming a monthly rental period, a SPT would have a 2 month (landlord) or 1 month (tenant, ending on period date) notice period. Can a CPT reduce that on either or both sides, or is the 2month landlord notice, for example, the minimum that can be required?
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Evidence of How much have you spent on improvements for CGT
What evidence is required for How much have you spent on improvements with regard CGT? I bought a derelict property in 1992 for £40k, spent 6 months making it habitable then moved in. I then moved out in 2013, spent 6 months tidying it up and let it out. Value of property if I sell is now £280k I know roughly how to work…
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Please help! Landlord trying to change tenancy agreement!
Three of us currently rent a flat in N. London and are on a periodic rolling contract, as the previous fixed term contract came to an end in Oct 2016. I replaced one of the original tenants in May 2017; now another original tenant is moving out on 17th April, having given notice to the landlord two months ago. We have…
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Is this brick an issue?
Or is it just cosmetic?
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Shared ownership - advice needed on renting to a friend while away
Hello I was wondering whether anyone has any advice on this. I am the tenant in a shared ownership flat - I have a mortgage for 25% and the rest I pay is rent to a housing association. I want to take a year out from the usual to do something productive, whether that be studying or charity work abroad. If I was to go…
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Selling a second house - Capital Gains Tax, Inheritance Tax etc
Hi all, I am hoping some of you helpful people on here will be able to provide my family and I with some information regarding our current house sale & purchase situation. So, my Mum owns two houses, the first she purchased in the mid 80's and was a resident in it until 2007 at which point she purchased a second home and…
