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Enquires raised - estimated timeline
Hi all. Currently in the process of buying a house (no onward chain) and selling to first time buyers. Draft contract received and all searches back. Mortgage offer, valuation etc all done too. Solicitor raised enquires as of last week - any idea when we can be looking at exchanging contracts? We were initially working…
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Selling a house and buying another sperately.
We have had our house on the market 2 weeks and only had 3 viewers so not a great deal of interest. We lucky enough to have my wifes parents offer a place to stay with them if we get a buyer and cant find a house to purchase (not much we are interested in on the market currently) So I am thinking do we need to complete our…
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Selling a house and both another sperately.
:rotfl:Typo in title, please disregard
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Follow up on vendors house search
Hi, We are FTB so not sure what is the best way to approach this. We have found the house we liked and the offer is accepted. The vendor still needs to find the house so I understand its waiting game. We have direct contact with the vendor (as we found out in the early stage (vendor and us) that the EA is less then helpful…
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What is this? (pic)
The (hideous) thing to the right. Is there meant to be a fence on top of it or...?
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Stamp duty for multi-buyers inc. 1st time buyer
We're looking to help our son buy his first house. We have our own property already, he's a first time buyer. The split will be approx £70k/£100k for a £170k house, him/us. We don't really want to gift him all the money which would save on stamp duty, but retain an interest in the property by paying the stamp duty. My…
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Completion date?
We have just had an offer accepted on a new property. We are also selling our current property. However we can't get a completion date agreed to move into our new house. The seller wants us to move into the new house sooner than the couple can move into our house, and neither seems to be able to change. It's a difference…
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Subsidence issue on Taylor Wimpey site
0hi we have just reserved a property on a development the search came back as med high risk.of subsidence. calling groundsure they say its not the whole plot but a 75m2 area which our house falls under. That seems risky and i want to withdraw. im not prepared to throew money into something they should check before…
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Pushy estate agents
Hello, I have placed an offer on a house and the EA have told me that I have to see their Mortage Advisor. I have told them I am happy with my AIP of which I am happy to show them. I would even show them my mortgage statement to prove my equity deposit. I don't want to waste my time and theirs going through their sales…
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Worried my asking price offer will be used to inflate price
Hi, We have been house-hunting for a year and have been struggling to find houses that meet our needs in the right location. There just hasn’t been much coming up. We’ve sold our house and heard about a house that sounded ideal coming up, but not yet on the market. We managed to secure an early viewing and absolutely loved…
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Tree Survey - Who Pays
Good morning, New to the forum and thought I would seek thoughts/advice from those who may have been in a similar situation. We have had an offer accepted on a property and from the results of a survey it looks as though our lender may ask for a tree survey. Is this something we should be paying for, looking to share the…
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Renting: will agents take us on?
Hi guys My husband and I have been travelling, in and out of the country for the last couple of years. He is a musician, so we've been living hand to mouth. We are now looking to rent somewhere & get jobs, but I'm not sure if letting agents will take us on. We will initially apply for hb & jsa until we find jobs, so hiding…
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Putting in an offer as a first time buyer HELP and ADVICE
Hi guys, I was hoping I can get a little help and advice on making bids as a first time buyer. Any help would be appreciated. I have found a property that I like which I have been looking at for some time now and have had 2 viewings on it. The property is in a nice location, about 3 streets away from where I live now with…
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Self employed mortgage!!
Hi guys, My husband and I are currently saving to get a mortgage. It looks like my husband may be changing jobs and going self employed. Will this affect us being accepted for a mortgage?
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Offer Asking Price?
Hi I live in a greater London borough and have been hunting for a while. I am currently in a chain where for the last six months my vendors vendor can't find a house to move to and are in no hurry. I don't really know if it will ever happen. A new house has come a couple of roads away to me and I really like it. Would I be…
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Do estate agents have emailing lists for properties new to market?
Hi all Just a quick one, do estate agents have emailing lists for properties new to the market, we are FTB and nothing where we are looking is taking our fancy, I was thinking about writing an email with what we are looking for to local estate agents to try get a head start but thought I'd check on here first if they do…
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Ground rent doubling every 25 years
Hi All, I am a first time buyer in the process of purchasing a leasehold flat. My solicitor has made me aware that there is a clause within the lease stating that the ground rent doubles every 25yrs. The ground rent is currently £150 per year and will be the case for the next 13 years before increasing to £300 for the next…
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Removing a Person from Title Deed
I am paying off my mortgage this coming week. I am seeing a solicitor to remove (amicably) by partner from the title deeds to leave me as sole owner of the property. Any ideas how long this may take for this to be changed on the land registry?
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Mortgage Help!
I just need some advice really... I’m currently saving in a help to buy isa and looking to put a 5/10% deposit for a mortgage. I’m not really sure how it works, but if I put the deposit and get a mortgage for £175,00 say but then in like 10 years I wanted to move home or location what would happen to the mortgage? Would I…
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estate agent v mortgage valuation
long thread so apologies! my ex and i currently own a home however we were looking at him buying me out as my income isnt high enough to mortgage the house by myself. he had a mortgage offer, then on valuation by the mortgage company (firstly bank of ireland - same again with legal and general) the house was downvalued by…
