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Are you looking to buy, or have you recently bought your first home?
Can you help with my research, please? Looking to speak with people in West Yorkshire, West Midlands or Bristol/Bath/North Somerset/Gloucester area who are looking to buy or have recently bought, say in the last two years. Want to talk about how, what, where and when you bought and the decisions made and if shared…
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Velux window in the loftroom
A house I like has a 'loftroom' - not legally a habitable room, no building regs. It put me off as the second bedroom was taken up by a staircase leading to this room. The owners have since taken on feedback and removed the staircase. So it's now back to 2 bedrooms, although the second bedroom does now have a loft opening…
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Homes Under The Hammer today
I did feel sad today when a middle aged couple were bidding against a btl guy for an affordable house in Northumberland (didn't catch exactly where), guided at something ridiculous like £25K. Anyway they bid up to £26.5K, which I got the impression was £500 over their intended limit, and the look on their faces of sheer…
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New EPC rules as landlord of a listed property
Since this month, the new EPC rules say landlords must have an EPC rating of E or better for new tenancies. The EPC of my grade-II listed flat gives it an F with few options to improve since as a mid-floor flat the ceiling and floor are not factored in. I'm pretty sure I can't do major works due to the listed status but…
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Splitting Land/Deeds
I am about to buy a house that has spare land. My intention is to build another dwelling and I already have a positive pre-app decision in principle from the council. The lender has given a decision in princimple but has not seen the plot yet. Do I tell the lender now of my plans and ask them to agree that I split the…
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Extending Leasehold
We own a leasehold property, which has 68 years remaining. We want to extend the lease, as you do. The issue is this, I used several online calculators, which came back with figures of £18-21k, which would add 90 years to the current lease. I approached the Freeholder informally to see if we could come to some sort of…
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"Sellers forced to cut asking prices by £25k as housing market cools."
Really?!! where?! .... https://www.telegraph.co.uk/property/uk/sellers-forced-cut-asking-prices-25k-housing-market-cools/
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Renting my ex council house out to an ex joint tenant
Hello there. I wonder if you could help me with a question regarding renting my property to someone who used to be a joint tenant. 11 years ago I moved into a council property with a friend and we were put onto a Joint tenancy with the council. We had both just left care and decided to live together. Fast forward 7 years…
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Stamp duty help
Hi all, Basically I have just put an offer in on a house and need some advice on the stamp duty. I currently own a house with my brother that my dad lives in. I have started a new mortgage application with my partner for a house we're going to buy. Reading online I'm liable for a hefty stamp duty bill as it's technically…
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Licence or tenancy?
If a licence agreement is held to be a tenancy agreement by the courts, will the occupier be allowed to stay in the property up-to 6 months from the date they moved in and signed the license, or will it be 6 months from the date the court held the license to be a tenancy?
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Failed to secure or return deposit; how to claim?
Following on from this: https://forums.moneysavingexpert.com/discussion/5818411/section-1-of-the-landlord-tenant-act-1985 this: https://forums.moneysavingexpert.com/discussion/5819712/is-my-local-council-right-not-to-pursue-this and this:…
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Premium
Hi I brought a house at 70.000 shared ownership and nicked down the premium from 4k to 1k verbally. When the memorandum of sale from estate agent went to seller it said offer of 70.000for seller agreement. Then formal offer of excepted at 70.000(all in writing) nothing about premium. House went through and still nothing.…
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Long time between exchange an completion - problem?
Looks like we will be ready to exchange soon on a property we are buying. We would both like to complete in July during school holidays. Our purchase is not dependent on us selling a property and the owners of the property we are buying are moving overseas so have no chain their end either. Mortgage offer is valid for 3…
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Flat no longer managed by agency. What to expect?
Hello! So I've just received a letter from the agent that have been managing my flat to tell me they are no longer the LPA Receiver as the appointment has been cancelled. They've informed me to make payments to the landlord. There has been no handover to the landlord whatsoever and I can't find much information about this…
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More Holding deposit woes
Hi, I am looking for an authority / precedent for guidance found on Which? - www.which.co.uk/consumer-rights/advice/do-i-have-to-pay-a-holding-deposit The above guidance states under paragraph: "What if the letting agent breaks our agreement? If the letting agent breaks any agreement that has been made with you, you may…
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83yr old Dad still has a mortgage
Hi everybody, I'm a newbie so please bear with me. My Father is 83 and still has a mortgage with approx 9yrs to run. The house is for sale at the moment with an offer which has been accepted but could fall through due to a structural survey now needing to be done, which I might add we have agreed to pay half of. .My father…
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Purchase and Boiler Service
What is the custom, if a purchaser requests that the boiler is serviced and sight of the report? Is it a legal requirement? Who pays and arranges?
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Advice please
Afternoon all! I'm currently having a bit of a quandry. My landlord is selling the flat I currently reside in. They've given me the requisite 2 months notice to vacate so I need to be out by the end of May. My dilemma is whether to go for a shared ownership property to buy (I currently have a deposit in the region of £8.5k…
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Private sale anything to be aware of?
Looking to purchase a house in the next few months. This will be a private transaction between ourselves and the seller. We are not selling our current home (mortgage free) but renting to our adult son. The property we are purchasing is currently tenanted and they are on a rolling tenancy so there is no chain at all. There…
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Check out fee ?!
Hi, A family member is in the process of moving out of a property let via Portico in London (who have been far less than effective or helpful through their tenancy over the last few years). Anyway, in among the usual Letting agent nobbery towards the end of tenancy (pushing for viewings with 2 hours notice, asking them to…
