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Contacting seller directly to offer
Hi all need help i have seen a house few days back and liked the house, house costs 450k and i was told by seller while viewing that they are expecting atleast 400k. but i made silly mistake and offered 370k to start with then increased to 405k, all communication happened through agent. My earlier offers got rejected and I…
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What property would you buy with £1 million
from a house sale and you want to gain the largest uplift in value from renovating and/or extending and inside the M25? Separate budget for renovating and/or extending. Sorry if we offend anyone from our stance, but its the only way we have moved up the ladder over 30 years from our average wage jobs and our first £40k…
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Housing Association abusing rent
Hello I have been at a property to over 6 years and one has one problem whereby they had overcharged me and could not explain but still charged me . I always make sure I pay my rent on time . In recent months I have requested that statements be sent to Me . Before Christmas I was advised there was non -collection weeks on…
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Buying new home without selling old, stamp duty?
We are looking to purchase a new family home for myself, my wife and my daughter (aged nearly 18) to live in as our primary residence. Currently we are considering keeping our old property to generate an ongoing rental income, but at first glance this seems to bump an £11,500 stamp duty fee up to nearer £25,000. At least…
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Domestic abuse - Need to end tenancy early?
Hello, please help. I am 13 weeks pregnant and 4 weeks ago me and my partner started renting a house together. We signed a 12 month tenancy agreement as joint tenants, since we’ve moved in my partner has been very abusive towards me emotionally and physically and it’s getting unbearable. He keeps threatening on an almost…
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Early termination negotiation
Hi everyone. Just seeking some advice about ending my periodic tenancy early. My agreement states that I am a lodger. When I moved in my landlord lived in the property part-time. This ended about 8 months ago when he stopped sleeping at the house. However, he uses the communal lounge as an office Monday - Friday. It's a…
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Should I buy this Maisonette?
Hi all, I am having a bit of difficulty trying to decide whether to proceed with the purchase of this Maisonette. I have had a survey done which says there are signs of possible movement, the signs being a crack above the downstairs window, and the tree in the front garden. The Maisonette I'm buying is the upstairs one.…
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Offer reduction - no build regs
I am currently in the process of buying a house which has no building regs for chimney stack removal, fireplace and dormer conversion. This was done over 22 years ago. My solicitors are chasing the vendor again and they believe there may have been an indemnity policy floating around. I am thinking my options are: 1.…
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New roof
my brother bought my mums flat for her through the right to buy council scheme he paid the mortgage on it .there are 4 flats in the block 3 are still council owned .they have sent my mum a letter to say they are putting a new roof on the block & as a leaseholder she will have to pay £6000 towards the cost which she has no…
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Seller's solicitor not giving information
Hello, We're in a chain, our buyers are ready to exchange as are we. Our seller is (apparently) buying a vacant flat and had his survey about the same time we did. Our solicitor rang his solicitor to find out how far along the related purchase is and when we'll all be in a position to exchange, but they won't give any…
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Viewings to offers
Hi, probably looking mainly for moral support... but any advice appreciated. If you can’t be bothered reading on, basically the question is when do you get worried that you’re going to get nowhere near what you “need” to move? How much/ how many viewings do you expect to turn into offers? We’re in South West London- so the…
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Shurgard Self Storage theft
Hi Sorry I did not know where to post this, but am in right pickle and did not know where to turn. Basically my unit in Shurgard has been broken into and quite a large value of stuff stolen (to the tune of about 4K's worth. The problem is the stuff that was stolen is not covered by insurance as its electronics. Now while I…
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Over offered?
i've just offered on a property and now im starting to worry ive offered too much. It was the 7th house we have seen and ticked almost all boxes. Guide price was 240k and the kitchen extension was fantastic. Vendor said he'd had an offer at 245k so we offered 2k more. Ive just seen that another house that i looked at has…
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Service charge - "admin" fee for Direct Debit
Hi, I hope this is the right board, I'm being charged £25 to setup a monthly Direct Debit (instead of yearly) to cover "admin" fees for my service charge - is this legal? Can i be charged £25 to setup for a monthly DD?
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New Build Taylor Wimpey
We have recently reserved a property with Taylor wimpey. We managed to negotiate and get £5995 off the list price. But there was no way they would budge for anything towards extras. We now have a mortgage offer and are almost ready to exchange in a couple of weeks. We have had an offer from Barratts to match that price of…
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Holding deposit £1000 fair? No refund
Hi may I ask for some advice? Looking to rent a house, put an offer in and I was told my 19 yo son and I would need to do reference check. I’m a FT teacher, he’s a part rt time waiter. Hence monthly wage fluctuates cos of tips. However I apparently didn’t enter the correct info on the reference form. Apparently I shouldn’t…
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Saving money on solicitors fees
Hi all, my wife and I are soon to be moving house. We've accepted an offer on our property and our offer has been accepted on the property we want to buy. Now, we've has some quotes from a couple of solicitors and being the natural born tight !!!! Yorkshireman that I am, I'm thinking where can I save money here. I know…
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Am I entitled to compensation from a newbuild?
Hello! Any help on this would be greatly appreciated, we are lost with what to do next! We purchased a new-build house over a year a go and on the day we moved in my husband took a shower (fair enough, right?) whilst he was in the shower I noticed a wet patch appearing on the kitchen ceiling above the door frame, which…
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Lodger advice needed - bills after vacating
Hi there For the last year I have been subletting from a tenant, who is letting from a landlord (with landlord's permission). Back in January I gave my 8 weeks notice (as stated in our original agreement), meaning the last day would be 28th Feb. I moved out on 31st January, vacated the property and gave returned the keys.…
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Electrical Cert for Rental
We had an electrical check and certificate issued in May 2013. I have had another check on the property again and received the certificate. The report has the address of the property under client and not my home address. (They know its a rental) for client it says - current occupier no house number on certificate. With…