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Would I need to pay extra 3% for stamp duty?
I own a property which has been let for 3 years plus and have never lived in this property. Since then I have been living renting with my partner. We both want to buy a property, would I be charged for that extra 3% ?
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Where to Find Information About a Property?
Hi Guys, We will soon be selling my mother's house following her death. My solicitor has asked me to find out when the house was built. My mother bought the house in the 70's and no longer has a mortgage. What's the best way for me to find that information please?
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Confused First Time Buyers!
Putting this out there as we’re feeling a bit overwhelmed at the moment. My wife and I are looking to buy our first home, and, like everyone else, are finding it difficult. We both work in London (myself 3 days centrally, and my wife 5 days in Neasden area) and will be commuting in. Our current commute is around 70 minutes…
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Help please! Rear Access to property
The searches result of the property we are going to buy showed that Road and public rights of way Highways maintainable at public expense -The road in front of the property - Adopted. -Rear access – Unadopted I am curious about rear access. :o This is strange because when I viewed the property, there is a garden behind…
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Solicitors fees purchase and sale 2,000 - Is that normal?
Last time I moved I think the total bill came to the high hundreds. I was pretty shocked to see that go up to 2K after doing some price comparison searches. I even tried halving both sale and purchase prices but it made little difference. Have I missed something or is that really the going rate these days?
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Right to buy self employed
First off I'm sorry if I've posted this in the wrong forum. I have looked through the forums and can't quite find the answer to my questions, so please forgive me if I've somehow missed them and they've already been answered. Here's the scenario. I've been living in my association house for 20 years (but a tenant for over…
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Which offer to take?
Posted up my flat on here a few weeks back, since which I've had 4 offers in the space of 2 days. Asking price was £132,500. 1 - £130k - In a chain, moving from out of area. 2- £130k, first time buyer, no mortgage currently agreed. 3 - £129,500, AIP obtained. FTB 4 - £130k, cash buyers, looking for BTL. This is for a…
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Leaseholder management Company Eaglestates
We are in the process of buying a fab flat in a private block managed by Eaglestates Ltd Management Company. I have just looked them up on the internet and have been shocked by the problems people have had with this company! Can anyone elaborate on the service they have received from Eaglestates please. I'm thinking it may…
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Help to Buy re-payment confusion
Hi, I bought a house under HTB scheme couple of years ago and I got 20% from it which is equaling about 50K. The property price was £250,000 without any flooring and fittings. After that, i added so much and spent about 10K on kitchen and more on lighting etc.... If I want to repay the HTB how do they do the valuation,…
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Hot Tub location
I am not sure if I have the correct location for this - if not apologies . I have an issue regarding noise form a neighbours' hot tub Last year one of our neighbours had a hot tub installed ,the location was by the fence at the end of their garden (some distance from their house) - however the way our houses are positioned…
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Transfer of Ownership of Rental Property to a Spouse
Hi, I see there are numerous forums about similar topics but none seem to answer my question fully. My situation: 1. My wife and I own a property which we rent out. It was bought 10 years ago and we both lived in it for the first 3 years of ownership before we moved on. 2. Currently there is a mortgage (in both names) on…
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Shared Ownership Staircasing to 100%
Our fixed term mortgage is up in November and we are looking into staircasing from 55% to 100%. I know the costs involved are things like solicitors fees, valuation, paying the HA's costs and we would also need to pay stamp duty - however I cannot find out if we would require a deposit? When we purchased our house, the…
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2nd Home Stamp Duty Question
My partner has moved in with me into a house I own in my name. He's now renting out his old house on a buy to let mortgage which is just in his name. If we sell my house and buy a new one (keeping the buy to let in his name) will we have to pay the 3% second home stamp duty? This may seem like a stupid question but the…
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Sale completed but no keys :( Sellers bank "holding pool" has not released the funds?
HI All, So far its been a very stressful 4 months trying to purchase my first home. We completed on Friday, everything signed my insurance has started on the new house but one thing...no keys! The seller has said the money never went into his account and it looks like his bank is holding the money and has not released the…
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Residential Mortgage - Buy-to-let
Hi, I have a Residential Mortgage with a mortgage provider and due to financial difficulty I ended up on an IVA which finished in October 2016. My personal circumstances changed and in 2013 I moved into my partners house. Tennant moved in. It never occurred to speak with mortgage provider at the time and its only over the…
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Help Please Advice required
Hello I'm looking for some advice please my boyfriend and I moved into a house owned by his Mum when I became pregnant as his Mum was between tenants. My boyfriend has always paid a subsidised rent to her and covered all of the bills. We have now split up and not amicably, I may also have said some things which I shouldn't…
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Fair rent split in house share
Hi guys I rent a 2 bed house with a friend. Ive just realized that i think im massively overpaying on the rent and would like some unbiased, third party opinions please. It is a large, luxury flat, and my room is slightly bigger (12.4x10.2) than his (10.5x9.6). Both rooms have private en suite, although mine is slightly…
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Builder Gone Into Insolvency
Hi Not sure if this is the right place, but lets have a go. My partner purchased a house and agreed a builder to do the work of full refurbishment. At the beginning everything was great he was there all the time and work was good quality. But things slowed up. My partner kept on at him and more got done. However everything…
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Selling advice
We currently have our house on the market,been on for three weeks. We've not had any viewings yet, early days yet I know. We've finally got an up to date statement from our mortgage provider showing the outstanding balance. Currently as it stands, the amount we owe is more than what the house has been valued at, coupled…
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Convert two bathrooms to one?
Hi. I have a three bedroom House in Basildon Essex which I bought last year for £275,000. An identical mirroring property has just been put on the market for £360,000. There is a WC downstairs, a fairly small family bathroom upstairs, and a small ensuite bathroom. The family and ensuite back onto one another and was…
