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tax implications of house ownership rationalisation
My sister and her partner (they are not married) have been discussing rationalising their house ownership with their son, their only child who is in his late 20s. His father who is in his late 60s and still working, owns a house, and his mother (my sister) lives in his father's house with him, there is no mortgage on it.…
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Indemnity Policy Question?
I'm nearing the exchange and completion stage. One final issue is upvc I got installed a year ago and never got a liscense/from the freeholder or fensa certificate. I got double doors and 2 Windows replaced as my existing wooden doors were rotten. The other sides solicitors are requesting certificates. I don't have them.…
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sensible affordability?
Hi Me and the missus have been bickering about moving. We currently pay about 600 quid a month on a place. She wants to move to a place that would cost about 1500 quid a month, with all the hikes in associated bills, stamp duty of 11k and deposit of around 40k, which would be taken from the equity of our existing home - we…
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Advice on Purplebricks Conveyancing
Hello. I have recently sold with Purplebricks and at the time chose to defer payment until after the sale was completed. It was explained to me at the time that as a result of this, we would have to use the conveyancing services that PB provide. Since reading reviews on the conveyancing options available with PB, it is not…
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Sepaate shower or incorporate into bathroom
Although we are not selling our house at the moment, we know we will in the not too distant future so are looking to improve where we can, at the same time enjoy any improvements whilst living here. We live in a 1962 detached, 3 double bedroom house. A through lounge downstairs, a nice sized hallway, kitchen extension with…
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Silly S21 question
Regulars here all know that a tenancy can only be ended by the tenant, by mutual agreement or a court. If a landlord issues a section 21 notice, and the tenant leaves when it expires without serving their own notice, what is it that stops a landlord claiming "hey, that was just notice of my intention to seek possession,…
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Letting a leasehold flat
Hello, I am wondering if anyone can help me. I own a leasehold flat in a converted house. I purchased it last November. There are just 2 flats, mine on the ground floor and one above. In the terms of my lease, once the current freeholder has sold the upstairs flat, the upstairs owner and I become each other's freeholders…
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Can I refuse my LA access?
I had an email yesterday from my letting agent informing me that the new tenants have arranged to have broadband installed and they are letting this go ahead while I am still in the property - specifically, TWO MONTHS before I move out. I have NEVER heard of this being allowed and I had to wait til I moved in to do it…
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Transfer of equity
Hello everyone! Just looking for a bit of advice really. I split with my ex a while ago and am currently in the process of having her removed from the mortgage. I am paying all the fees for remortgaging, conveyancing etc, and have now come to the point of her signing the forms. She has come back and said it will be £350,…
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Buying a smaller property with a view to extending it
Hi I just wanted to understand the whole process. We're well into our house hunt and was wondering if we can adopt the strategy of buying a smaller (=cheaper) property with a view to extending it to a 4 bed. The price difference is around £75k. So it will be a 3 bed with scope to extend. The only risk I see in this…
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young couple in need
hey me and my bf are in our twenties and wanting to move to deeside for work as there are no full time contracts here really. My only worry is that we need to establish a place to live and a job before we can even make any decisions. Anyone know of any way to get cheap temporary accommodation until we get a job? We don't…
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Lease Extension Quotes FMPLC
Hi, We have just started the lease extension process. Our freeholders are Freehold Managers PLC. I was disappointed that, having charged us £150 for a quote, the freeholders quoted for an extension of 43 years rather than the 90 that we are legally entitled to and raised the ground rent when that should go down to 0. I…
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Lose a bedroom for a bigger room?
Dear all. I am considering this property:http://www.rightmove.co.uk/property-for-sale/property-59871073.html But I am unsure of the small bedroom two (3.099m x 1.827m (10'2" x 6'0") and small bedroom three (3.028m x 2.329m (9'11" x 7'8") that can only be accessed through bedroom two. I am wondering whether it would be…
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Setting up phone line and broadband in new property
I am moving into my new home on Friday. As always most important thing is getting a working internet connection ASAP. I thought i had it sorted as I arranged with my provider to start my new service from the Monday. I have only just found out they are unable to do this as the current owner as put a "cease" on the line. I…
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Ended Tenancy Early
Hi All, Have ended our 12 month tenancy 3.5 months early. Have been living in this property for 2.5 years, and have a great relationship with the landlord. He has agreed that he will let this property ASAP so that we're not having to pay our rent and mortgage at the same time (as don't have the money to do this!), however…
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Leaving white goods
We're leaving the white goods as part of our sale. No warranties are provided but we're conscious that the tumble dryer sometimes doesn't dry. We believe it needs the thermostat replaced but we don't have to the time to arrange this. Would it be cheeky to leave it as is?
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Selling - 1 Viewing in 2 weeks
We had a buyer for our house (found privately), but their circumstances changed part way through the process, so we have had to put the house up for sale - this time with an estate agents. The house has been on the market now for 2 weeks and so far we've only had 1 viewing. The house is a shared ownership 3 bed semi with a…
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Can anyone help?
Hi, can someone please help me with any advice... good or bad I'll take it! I did post an earlier post but since then I have been sent home from work with stress because of how this move is going. Second week in a row I have ended up crying in front of my MD's because of this and I am being overdramatic, I know I am so…
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Remove Cat5e Hardware?
I have sold my house and due to exchange/complete end of this week. Now I have a question on what people think I should do as Ive not sold a house before and unsure.... I put Cat5e cables and wall sockets all around the house so you can plug in Smart TVs, Playstation, etc directly to the network (rather than WiFi). So Im…
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Renting or selling (and investing)
I am currently clearing my mother's home, to either rent out or sell, to provide extra income for care home fees. I wondered if anyone knew which may be a better option for maximising income, renting out the property (been quoted circa £1000-1200 a month after letting management fees), or selling the property (valued at…
