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Care Home Fees
Just after a bit of information for a friend, one of her parents will probably have to go to a care home, they have no assets except they own their property in joint names. Will the property be counted in any way (ie deferred payment) towards the care home fees, if the other parent still lives in the home? Thanks
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Squatters Rights
Hi everyone, I'm Cathy and I'm wondering if you could help me? Sorry if this is in the wrong place. My husband is taking out his first mortgage (all in his name) and he mentioned to me that I had to sign a squatters rights form stating that if he defaults on the mortgage then I could not claim squatters rights, he said…
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FTB survey results
We had our building survey (full structural) last week and now I'm faced with issues we hadn't anticipated. Things like replacing 30 year old fuse boards, broken cement flashing, cement pointing and structural movement issues. Is it normal to need access to the property to get quotes from builders for the work that needs…
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Scary survey or just scary words?
Hi guys! Been a lurker of the forums for years, always managed to find the answers I've needed via a search but this problem seems much more specific. So I'm after a collective group of opinions from both past/current buyers and sellers. I'll try to just summarise to make things easier:* FTB who have found the perfect…
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Does house have 3 or 4 bedrooms?
Probably a stupid question, but I will ask it anyway. When I bought my house 10 years ago, there was a room downstairs that I presume was not built when the rest of the house was built and has been getting used as a bedroom. I am not sure if it is a garage that has been enlarged and converted, or just an extension. Anyway,…
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Survey findings
Hello, I just wanted to get some views on the issues that the surveyor has identified on a property we are looking to buy. The main issues are: Damp I find evidence of rising dampness to all of the walls to the older section of the ground floor in the kitchen, utility room, dining room and under stairs cupboard. I have…
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how long does exchange take?
We are meant to be exchanging today for the house we are selling according to our estate agent yesterday but we haven't heard anything from our solicitor yet. We tried emailing and calling but shes busy. How quick is the exchange? As in will it only take 20-30 mins to do? Just we need to tell our other solicitor dealing…
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Ending tenancy early - advice needed
Hi everyone, My partner and I have been renting in London for a couple of years and saving for a deposit so that we could eventually buy our own place. Our current tenancy runs until March next year, but we are in a position to buy now and have started looking at what's on the market. We have found a place we like and have…
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Time to cut our losses?
Our offer was accepted on a flat at the beginning of April. We were informed that the tenants had been given notice, and the property would be vacant by a specific date in mid June. I phoned the EA the day after to check the property was in fact vacant, only to be informed that the tenants would be staying until the end of…
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Doubling ground rent every 25 years
Hi, all I'm wondering if you can help... I'm about to buy a leasehold flat with 137 years left; the ground rent doubles every 25 years, is currently £200 and will double in 11 years' time. I'm 35 with a 25-year-mortgage and have been advised by my surveyor (not solicitor!) that I should apply to extend the lease and pay a…
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Delayed exchange/completion!! R.e redemption statement
Hi Hoping someone has some advice! All week exchange has been delayed. Our vendor realised on Wednesday that the redemption figure was incorrect so we are waiting for the correct figure to be faxed over to his solicitors. We are meant to be competing today!!! My solicitor is still aiming to be exchange and complete today.…
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Letting Agency Negligent???
My partner has a flat he rents out and is managed by a well known estate agency. The boiler broke and he was informed. The tenant got a quote which sounded too expensive, so the lettings agency got one also. It took 83 days for the boiler to be fixed. The tenant paid rent during the 83 days the boiler was not working, but…
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Old lease on charges register! Help!
Please help! Put an offer in on a house ....all going smoothly until an old lease (dated 1927 for 99 yrs) was found noted on charges register!? Sellers are the sons of the homeowners and had no knowledge this was on the register. The house is freehold and in their parents names but this note seems to be causing major…
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Trying to buy but solicitor keeps finding roadblocks
I have a house purchase saga that has been going on near 100 days since the offer was accepted. It's a nice 1930's semi (modernised), buying with a mortgage, I sold my previous house a few months ago and am living with my parents. (who are a nightmare!) I have already been advised by my solicitor to get an indemnity policy…
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FTB - worried about circumstances
Hi all Name explains that I've long lurked on MSE and gathered a lot of help from these forums, but I'm having the usual house buying anxiety along with some very specific fears that are making me wonder what to do. I offered end of May, with mip agreed. Instructed solicitors and left everything to just run its course.…
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Any help landlord selling flat
Ok , have a friend who is on a Statutory Periodic Tenancy living in a 1-bed room flat with sibling who is eighteen. He gets a call from landlords daughter saying the landlord wants to sell This is after the landlord put the rent up , 3 months ago When he again advised the tenant him and sibling could stay there as long as…
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Home Ownership / Partner's Rights
I have been with my partner for 4 years now, since we first met working abroad. We quit our jobs and returned to the UK with the aim of settling down and getting our own place. In order to help us afford a home we moved in with my partners parents as this was the only way we could realistically save money to find a place.…
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Tenant hoping to end a Fixed term tenancy early
Hi. I signed a fixed term tenancy for 12 months in march 2017 (tenancy expiring in march 2018). There is no break clause in the contract. The property is rented to me via an agency. Unfortunately my work situation has changed and I will be unemployed from the 10th October. I need to end my tenancy on the 19th October ( the…
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Looking to buy a house in Manchester -recommendation for areas
Hi, me and my boyfriend are looking to buy our first home so we are looking for some recommendations for areas. I work in Todmorden so preferably would need somewhere with good links to the motorway, I drive and don't mind a bit of a commute (about an hour) My family/home is derbyshire so ideally would like to be somewhere…
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Buying a house costs to consider...
Hi we are purchasing our first home other than stamp duty what other costs are to be considered? the house is a new build at £450k
